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Barclaycard is now offering cardmembers their real FICO credit score for free. This is huge news because in the past, it has been difficult to get your real FICO credit score for free.

I know my FICO score now. Do you know yours?
I know my FICO score now. Do you know yours?

Getting your credit report for free is easy. Go to annualcreditreport.com and request all three reports for free once a year–or one every four months. The credit report doesn’t come with the score. Getting a FAKO score–the nickname people give to fake FICO scores–is easy enough too. But this is the first way I know of to get your real FICO score for free.

This is not a limited time promotion or a free trial of a paid service. This is no-strings-attached access to your real credit score for holders of several popular Barclaycards including the Barclaycard Arrival Plus™ World Elite MasterCard®.

 

How do you get your free FICO score from Barclaycard?

Barclaycard announced on Facebook that Barclaycard Arrival, Rewards, and Ring would be able to access their FICO scores for free. While I want to get the Arrival soon, the only current Barclaycards I have are The Lufthansa Premier Miles & More World MasterCard® and US Airways Premier World MasterCard®.

The good news is that I was able to sign up for the free score benefit with my Lufthansa card. (I don’t know whether you can sign up with the US Airways card. I suspect you can. Let us know in the comments if you have.)

Signing up takes a few seconds. Click here, and accept the terms and conditions. Your real FICO score will show up and some helpful tools will be displayed to help you understand your score.

By knowing and understanding your score, you can better manage your credit score and credit cards to earn more rewards and more travel.

This is a sneaky good benefit from Barclaycard that I am excited to personally use to track my credit score. In fact, the new feature automatically tracks the history of your score, so seeing the effects of getting new cards over time will be easy,

I can't wait until I have three months of data.
I can’t wait until I have three months of data.

If you don’t have a Barclaycard, my three favorites are:

The Lufthansa Premier Miles & More World MasterCard with 50,000 bonus Miles & More miles after spending $5k in the first three months. Offer ends 12/15/13. The standard offer is 20k miles.

Barclaycard Arrival Plus™ World Elite MasterCard® with 40,000 miles after spending $3k in the first three months.

US Airways Premier World MasterCard® with 30,000 US Airways miles after first purchase


Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

Just getting started in the world of points and miles? The Chase Sapphire Preferred is the best card for you to start with.

With a best-ever bonus of 100,000 points after $4,000 spend in the first 3 months and 2x points earned on dining and travel spend, this card truly cannot be beat for getting started!


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