The Capital One Platinum Credit Card is a good option for customers who have average credit and want a $0 annual fee card. Typically, those with an average credit score receive lower credit limits. However, with the Capital One Platinum Card, you could earn a higher credit limit after paying your balance on time for as little as six months. 

So, if you currently have average credit and you’re trying to raise your credit score, signing up for the Platinum Mastercard from Capital One might be a good idea for you.

Recently, the credit card issuer Capital One opened the first Capital One Lounge in Dallas-Fort Worth International Airport. It hasn’t been a year since it opened, but it has already wowed travelers with its world-class amenities. 

Let’s go over Capital One Lounges, covering their amenities, locations and more. 

What Are Capital One Airport Lounges?

It’s not uncommon for credit card companies, such as Capital One, to grant cardholders access to their own airport lounges.

Capital One—like American Express, Chase and Citi—issues credit cards that offer cash back or flexible currency rewards. 

Capital One’s flexible currency, alternately referred to as Venture Miles on consumer cards or Spark Miles on business cards, can be used in different ways, such as buying gift cards, erasing previous purchases, purchasing travel through Capital One Travel or transferring to partners. 

Let’s dive into Capital One’s flexible currency and ways to use it.

Capital One Venture Miles

For many people in the points and miles community, Capital One miles have become more relevant and valuable since Capital One launched the

Capital One is spicing it up with some new changes to its rewards program. You’ll see a new transfer partner, elevated transfer bonuses and even new cancellation options to keep you feeling confident when booking flights.

New Transfer Partner

First up, Capital One is adding a brand-new transfer partner, Virgin Red. If you aren’t familiar with Virgin Red, it’s Virgin Group’s new rewards club program that launched in the United States last fall.

It allows you to earn and redeem points through flights, hotel stays, experiences and charitable donations.

Traveling with a family using points and miles means that each adult has to earn miles for more than one person, which can put a damper on your travel plans. However, while singles and empty nesters jetset around the world in their fancy first-class seats, traveling in economy has allowed me to stretch my miles to see more of the world despite doing the heavy lifting for more than one flyer.

Booking economy flights with Capital One Venture Miles has become an important part of our travel budgeting strategy since they’ve added a suite of helpful transfer partners.

The advent of the Capital One Venture X Rewards Credit Card has people reevaluating their wallet space for premium credit cards. The American Express® Gold Card (see rates & fees) with its high earning potential in various categories has been a consistent keeper in many people’s wallets.

It’s easy to get excited about the new kid on the block and throw out the well-worn card in your wallet.

Capital One is introducing some meaningful update to cards across their portfolio.

Let’s take a look at the details and how it impacts you.

Expanded Lounge Access

Capital One is expanding lounge access by adding access to an additional 100+ lounges worldwide.

I’ve been a huge fan of card combinations that can really sweep you off your feet at the ability to rapidly earn tons of points without chasing a bonus. Combos like the Citi Premier® Card and the Citi® Double Cash Card, or the Chase Sapphire Reserve® and the Chase Freedom Unlimited®.

For the past few years, the Chase Sapphire Reserve® and Chase Freedom Unlimited® has been my absolute go to combo. However, with some recent updates I think another bank may be wooing me in.

No, it isn’t American Express, Bank of America, or Barclays.

A new card for small business owners just recently hit the market and it’s a card you may want to consider if you’re interested in earning cash back. U.S. Bank’s new business card, the Triple Cash Rewards card, offers 3% cash back on four categories where businesses tend to spend the most.

Earning Cash Back 

When using the U.S.

Similar to Disney’s “Big Hero 6” film, Turkish Miles&Smiles is easily one of the most underrated loyalty programs out there.