The Citi Prestige® Card 50k offer expired. You can find the current 40k offer here: Citi Prestige® Card new offer

I’ve deleted all links from the rest of the post since it is out of date.

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The Citi Prestige® Card comes with a huge sign up bonus, the best perks of any credit card, and great bonus categories for ongoing spending.

Right now, the Citi Prestige® Card comes with 50,000 bonus ThankYou Points after $3,000 in purchases made with your card in the first 3 months the account is open.

However, I must remove the current offer in six days, on July 19, 2016. I do not know what the future offer will be, but I don’t think this is good news. When we got the same news about the Citi ThankYou Premier in January, its sign up bonus went from 50,000 points to zero.

Current Offer

Right now, the Citi Prestige® Card comes with 50,000 bonus ThankYou Points after $3,000 in purchases made with your card in the first 3 months the account is open plus lots of perks.

Check out my full review of the Citi Prestige Card which explains its many benefits like $250 in airfare or airline fee credits per calendar year, the fourth night free on hotel stays, access to the American Airlines Admirals Clubs and Priority Pass lounges, 3x points per dollar on air travel and hotels, and a $450 annual fee.

The points can be transferred to a dozen types of miles for use in luxurious First Class redemptions or can be used like cash toward at a rate of 1.6 cents per point toward the purchase of flights on 20 airlines.

This offer has been around for about a year and a half, but it has always been marketed as “limited time.”

Future Offer

I have to take down the current offer on Tuesday. I don’t know what the future offer will be, but there is an ominous precedent.

In January of this year, I got similar word about the Citi ThankYou Premier. At the time, the card had had a 50,000 point sign up bonus for some time. After I took down the 50,000 point offer, the sign up bonus was reduced to zero, zilch, nada.

My guess is that Citi exhausted its budget for new sign ups for the ThankYou Premier because the card was so popular, a real no-brainer when it had a 50,000 point bonus. It’s possible the same thing has happened with the Prestige, which is also a no-brainer with its current offer.

It’s also possible that the card could be changing its benefits on Tuesday. Since its benefits are currently the best of any card, if benefits change, I would expect them to get worse. I can’t remember the last time an industry-leading program improved when it was already far ahead of the competition.

If benefits are changing, it could be extra valuable to get the card before any changes because often there is a grace period after changes are announced for new applicants during which current cardholders can still use benefits.

To reiterate, I have no idea what the changes will be to the Citi Prestige® Card on Tuesday. I do think, though, that the card offers outsized value, and outsized value doesn’t last in the frequent flyer miles world.

If you haven’t applied for the Citi Prestige® Card yet, I’d highly recommend applying now.

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