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If you apply for both the personal and business card today, you’ll have 60k Starpoints after meeting the minimum spending requirement after meeting the minimum spending requirement of $5k per card in the first six months. (50k bonus points plus 10k for spending.) That’s 75k American Airlines, US Airways, or Delta miles.

Or it’s enough for five free nights at a Category 4 Starwood hotel plus 50,000 airline miles to get you to the hotel.

Use Starpoints to stay at the Sheraton Kona?

Or it’s enough for 30 free hotel nights.

In the last few weeks, I’ve written several posts about extremely high value ways (think 3-4 cents per point) to use Starpoints, which are the most valuable point/miles in the milesphere.

Tons of readers have excitedly emailed me to tell me they’ve been approved for the SPG cards and what their plans are for the points.

Finally, one thing that I mentioned only in passing in the Primer, but I think is crucial for small spenders to remember: both cards have a $5k minimum spending requirement over six months.

That’s only $834 in minimum spending requirement per card per month. These days it’s hard to imagine someone couldn’t meet both cards’ spending requirements at once.



Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

Just getting started in the world of points and miles? The Chase Sapphire Preferred is the best card for you to start with.

With a bonus of 75,000 points after $4,000 spend in the first 3 months, 5x points on travel booked through the Chase Travel Portal and 3x points on restaurants, streaming services, and online groceries (excluding Target, Walmart, and wholesale clubs), this card truly cannot be beat for getting started!

Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are the author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.

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