From lucrative bonus spending categories to significant statement credit perks, the American Express® Gold Card is a heavyweight when it comes to rewarding food lovers.

The Platinum Card® from American Express (see rates & fees) comes with a not-so-small annual fee of $695. But it also comes with a litany of valuable benefits that can help you offset the annual fee.

However, many of these benefits are not automatic.

All information about the Hilton Honors American Express Aspire Card has been collected independently by MileValue.

If you’ve traveled, you’ve probably stayed in a Hilton property.

With a portfolio of 24 brands spread across more than 7,600 properties in 126 countries, you’ll never be far from a Hilton.

And with some of the most luxury hotels on offer, having a co-branded Hilton credit card can unlock valuable perks, making award stays more frequent while earning you points on everyday spending.

Adding an authorized user to your credit card can be a win-win situation.

You’ll rack up points and earn welcome bonuses faster, while they’ll build their credit history, enjoy cardholder perks and pay a much-reduced annual fee (if any!).

Yet, just as choosing the right credit card for yourself can be challenging, so too can identifying the best card for you and an authorized user. Not every card offers the same benefits to the authorized user as it does the primary cardholder.

Note: All information about the American Express® Green Card, Amex EveryDay® Preferred Credit Card and The Amex EveryDay® Card has been collected independently by MileValue.

Out of the four most popular transferable currencies in the points and miles industry, Membership Rewards might just be the most powerful.

American Express Membership Rewards points are not only one of the most valuable credit-card currencies, they’re also quite easy to earn. The points are especially useful if you’re a Delta Air Lines flyer.

Membership Rewards is a transfer partner of the Delta SkyMiles program as well as several airline loyalty programs whose miles can be used to book Delta-operated flights for fewer miles than what the SkyMiles program would charge.

For the avid traveler, The Platinum Card® from American Express could quickly become a favorite.

If you’re looking for a solid, do it all travel card, then The Platinum Card® from American Express should be on your radar. This one card brings you great airport lounge access, hotel status, and more.

Let’s keep it short, because there’s a lot to get into with this great card and we’re going to take a deep dive into everything you need to know about the Amex Platinum.

The Basics of The Platinum Card from American Express

Before we dive deep into the perks of the Amex Platinum, we need to go over all the basics.

American Express announced some changes to The Business Platinum Card® from American Express that are favorable to most everyone, but businesses that can fully utilize the benefits will get the biggest bang for their buck.

Let’s take a look at the updates and how they impact the value of the Business Platinum Card.

Updated Earnings Rate

The first big change on the Business Platinum Card is the updated earnings rates.

If you have The Platinum Card® from American Express (Rates & Fees) or The Business Platinum Card® from American Express (Rates & Fees), you’ve probably poked around the benefits page and came across the Fine Hotels + Resorts program. 

The FHR program provides elite-like benefits at select properties for hotels booked through the program. In order to get all the benefits, you do need to book through the FHR program and not directly with the property.