MileValue is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit to learn more.

Note: Some of the offers mentioned below may have changed or are no longer be available. You can view current offers here.

  • Costco currently only accepts American Express cards.
  • Soon, Costco will accept Visa cards.
  • Starting April 1, 2016 (in 13 months), Costco will no longer accept American Express.

This is primarily of interest to me because many people who fill out my Free Credit Card Consultation Form let me know that they need an AMEX because they do a lot of their shopping at Costco. (And because Costco’s pre-cooked ribs are such a fantastic way for a bachelor to cater a party.)

It turns out Citi is taking over the contract to issue a Costco card and will issue a Citi Visa. But you will be able to use any card with the Visa logo, not just the Citi Visa Costco card to pay at Costco.

A quick refresh on what American Express, Citi, and Visa are:

  • Citi is a bank that issues credit cards like Chase, Barclaycard, and others.
  • Visa is a payment network like MasterCard and others.
  • American Express is both a bank that issues credit cards and a payment network. All cards issued by the bank American Express are processed by the American Express payment network. This includes AMEX-branded cards like the Platinum or Premier Rewards Gold and co-branded cards like the Delta credit cards. Some cards issued by other banks are processed on the payment network American Express. I used to have a Citi (issuing bank) American Airlines American Express (payment network.)

Citi will be the issuing bank for the Costco credit card, but any card on the Visa payment network will soon be accepted at Costco. Look in your credit card drawer, and I’m sure you already have quite a few cards with the Visa logo. These will all be accepted at Costco. If you don’t have any and want a new credit card, fill out this form for personalized suggestions based on your travel goals and other factors.

HT Dan’s Deals

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

Just getting started in the world of points and miles? The Chase Sapphire Preferred is the best card for you to start with.

With a bonus of 75,000 points after $4,000 spend in the first 3 months, 5x points on travel booked through the Chase Travel Portal and 3x points on restaurants, streaming services, and online groceries (excluding Target, Walmart, and wholesale clubs), this card truly cannot be beat for getting started!

Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are the author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.

The comments section below is not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all questions are answered.