MileValue is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit to learn more.

Note: Some of the offers mentioned below may have changed or are no longer be available. You can view current offers here.

The Citi® / AAdvantage® Executive World Elite™ MasterCard® comes with 60,000 bonus American Airlines miles after spending $5,000 in the first three months. It is a premium American Airlines credit card with a $450 annual fee that grants the cardholder Admirals Club membership.

Until 2015, adding authorized users didn’t get your friends and family access to American Airlines clubs, but that has changed.

You can now add up to 10 authorized users to your Citi® / AAdvantage® Executive World Elite™ MasterCard® account, and each one will get access to American Airlines lounges for himself and two guests. They get the lounge access no matter what airline they’re flying, and even if you, the accountholder, are not present.

With you plus your two guests, that means a total of 33 people can access the same Admirals Club for free in the unlikely event that you, your 10 authorized users, and your 22 combined guests were all together.


The primary cardholder is an Admirals Club member. The authorized users are not.

That means the primary cardholder can enter not just the 50 American Airlines lounges, but also the 40 partners lounges that are affiliated with the Admirals Club including Alaska Airlines and Qantas lounges. The authorized users can only access the 50 American Airlines lounges, not the 40 partner lounges.

American Airlines Lounge Information

Check out the list of American Airlines lounges here.

American Airlines lounges have greatly improved in the last year or two. You can now get free soup, fruit, cheese and crackers, crudités, desserts, alcohol, and soft drinks. In Phoenix recently, I made a meal of chicken noodle soup, tomato bisque, cheddar cheese and crackers, celery and hummus, and brownie bites. I saved $10 by not getting Chinese food in the terminal.

Screen Shot 2015-05-01 at 1.19.43 PM

You can also get free wifi and a comfortable chair.

My favorite American Airlines lounge is at Honolulu International Airport. It is shared with Japan Airlines and Air New Zealand Business Class passengers, so its offerings are slightly upgraded. You also can’t beat its garden views.

Here is a review of a typical American Airlines lounge in Miami.

Screen Shot 2015-05-01 at 1.19.48 PM

Comparison with Prestige Lounge Access

The Citi Prestige® Card is the other premium Citi card that offers big time lounge access. It offers American Airlines lounge access when flying American Airlines that day, Priority Pass lounge access always, and great guest access. Authorized users cost $50. They do NOT get the American Airlines lounge access, but do get the Priority Pass access.

For a full comparison of the two cards, see Citi Prestige vs. AA Executive AAdvantage.

Bottom Line

The value proposition of the Citi® / AAdvantage® Executive World Elite™ MasterCard® is more than just the miles. For $450 per year, the primary account holder gets Admirals Club membership, and up to 10 authorized users get Admirals Club access. Every time they enter an American Airlines club, each of these 11 people can bring in any two guests OR his spouse and children under 18.

Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

Just getting started in the world of points and miles? The Chase Sapphire Preferred is the best card for you to start with.

With a bonus of 75,000 points after $4,000 spend in the first 3 months, 5x points on travel booked through the Chase Travel Portal and 3x points on restaurants, streaming services, and online groceries (excluding Target, Walmart, and wholesale clubs), this card truly cannot be beat for getting started!

Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are the author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.

The comments section below is not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all questions are answered.