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The Hilton HHonors Signature Card’s (the one that earns points) sign up bonus has expired. Click here for the top current sign up bonuses.

Until 5 PM ET (today, April 1), the Citi® Hilton HHonors™ Visa Signature® Card offers 75,000 bonus HHonors points after spending $2,000 on the card in the first three months. This is enough points for 15-18 free nights at Hilton Category 1 hotels.

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Hilton points can be redeemed at all of the following brands.

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This is the biggest sign up bonus ever offered on a no-annual-fee Hilton card.

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The Citi® Hilton HHonors™ Visa Signature® Card comes with automatic Hilton Silver status, which earns a 15% points bonus on Hilton stays, late checkout, and free access to fitness centers. Plus only folks with Hilton status get the 5th night free on award stays.

Better yet, if you complete four Hilton stays in the first 90 days of card membership, you get bumped up to Hilton Gold status, which earns a 25% points bonus on Hilton stays and maybe a little better treatment at the front desk.

And any year in which you spend $1,000 at Hilton hotels, you will get 10,000 more Hilton points.

After meeting the minimum spending requirement, you’ll have at least 79,000 Hilton points (more if you use the card’s category bonuses discussed below.) Eighty thousand points are enough for 20 free nights in a Hilton Category 1 hotel10 free nights in Category 2 Hiltons, or 5 free nights in Category 3 Hiltons. I stayed at an awesome DoubleTree in Kuala Lumpur that was a Category 2 Hilton.

The last big benefit of the card is that it has no annual fee. Very few rewards cards with no annual fee offer so much.

Sign Up Bonus

The Citi® Hilton HHonors™ Visa Signature® Card has a sign up bonus of 75,000 bonus points after spending $2,000 in three months on the card.

Seventy-five thousand points won’t get you even one night at a top tier Hilton, but it will get you up to 15 nights at the bottom categories, which have some gems. Super reader Jeremy has created the most valuable spreadsheet imaginable for the Hilton HHonors program that you can download for free here.

The spreadsheet lists:

  • all 34 Category 1 hotels: 5,000 points per night
  • all 131 Category 2 hotels: 10,000 points per night

His spreadsheet is sortable by city, state, country, or hotel name (which often starts with the hotel brand.) This can be very useful if you want to know if there is a Category 1 or 2 Hilton on the route of your next trip.


The Citi® Hilton HHonors™ Visa Signature® Card comes with Silver Status and the chance to earn Gold Status with four paid Hilton stays in the first 90 days.


There are category bonuses for Hilton stays, supermarkets, drugstores, and gas stations though none of them impresses me much.

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  • Earn 6 HHonors Bonus Points for each $1 spent at any participating hotel within the Hilton HHonors portfolio.*
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
  • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*

Plus you get 10,000 bonus points any year in which you spend $1,000 or more at Hilton hotels.

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Annual Fee and Foreign Transaction Fee

The Citi® Hilton HHonors™ Visa Signature® Card has no annual fee ever. For a card that gives you ongoing status, that’s unbeatable.

The card does charge a 3% foreign transaction fee, so never use it abroad.

Full Offer

The “regular” Hilton card is not for everyone. It should not be the card onto which you put all your spending. It shouldn’t be the card you get for the biggest sign up bonus.

However it is ideal for folks who want a no-annual-fee card that rewards their loyalty to Hilton.

Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

Just getting started in the world of points and miles? The Chase Sapphire Preferred is the best card for you to start with.

With a bonus of 75,000 points after $4,000 spend in the first 3 months, 5x points on travel booked through the Chase Travel Portal and 3x points on restaurants, streaming services, and online groceries (excluding Target, Walmart, and wholesale clubs), this card truly cannot be beat for getting started!

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