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Note: Some of the offers mentioned below may have changed or are no longer be available. You can view current offers here.

Update 11/26/18: This looks to be a targeted offer, so not everyone who has a Membership Rewards earning Amex card added to their Amazon account as a payment method will qualify.

Amazon is offering 20% off purchases sold by Amazon, in addition to various gift cards not sold by Amazon, for those apply at least 1 Membership Rewards point to their order and pay with the Amex card that earned it. The maximum discount is $100 on a $500 order.

1. Navigate here and click the “Click to activate” button to apply the offer to your Amazon account.

2. Now you can shop. The 20% discount will only apply to products actually sold and shipped by Amazon, as well as select third party gift cards. You can check if a product is sold by Amazon in the product description where it should say “Ships from and sold by Amazon”, as circled in the screenshot below.

There is already stuff on sale for CyberMonday, like this echodot + Ring bundle

If there’s nothing you need from Amazon today but you want to cash in on this awesome deal, buy a gift card you know you will use in the future from a third party retailer instead like Airbnb, Southwest, Uber, and Whole Foods… some place you know you will spend at anyways. They are also 20% off if applying at least 1 point. I’m buying a $500 Airbnb gift card for $399.99 and 1 Membership Reward point because I know I will use it in the future, so I consider that a free $100.

$500 Airbnb gift card for $399.99 after applying 1 Membership Reward point
$500 Airbnb gift card for $399.99 after applying 1 Membership Reward point

3. Once you find your product, check out and change your payment method. Choose to pay with a card that earns Membership Rewards, and then scroll down to the Rewards Points section. You’ll be able to apply Membership Rewards from the account that you selected to pay with. Amazon will try to automatically apply all the Membership Rewards you have earned with that card to the purchase, but you can manually change to as low as 1 cent (1 point) applied and the discount will still trigger.

The discount can be applied to multiple purchases before maxing out.

Terms of Promotion

  • This promotion starts at 12:00 am PST on November 22nd, 2018 and ends on the earlier of (i) at 11:59pm PST on 12/23/2018, or (ii) when Amazon elects to end the promotion. (*NOTE FROM SARAH PAGE: SO APPLY THE PROMO AND USE IT ASAP!*) 
  • Amazon reserves the right to modify or cancel this offer at any time.
  • Offer only applies to products sold by (Look for “sold by” or “sold by Amazon Digital Services LLC” on the product detail page). Products sold by third-party sellers or other Amazon entities will not qualify for this offer, even if “fulfilled by” or “Prime Eligible”. (*NOTE FROM SARAH PAGE: GIFT CARDS FROM THIRD PARTY RETAILERS ARE AN EXCEPTION*)
  • Offer does not apply to digital content.
  • Shipping charges and taxes may apply to the full value of discounted promotional items.
  • Offer may not be combined with other offers.
  • The maximum benefit you may receive from this offer is $100.
  • Offer applies only to the purchase of items made with a Membership Rewards eligible American Express Card, where Membership Rewards points are used for at least a portion of the purchase and the promotion code is activated. When you click on the ‘Click to activate’ button your Membership Rewards points will be temporarily set as default payment method at checkout for a duration of six hours, unless you manually update your payment option. The promotion remains valid even after the temporary default setting lapses, until the end of the promotion period.
  • Offer is non-transferable and may not be resold.
  • Offer discount will be allocated proportionally among all promotional items in your order.
  • If any of the products or content related to this offer are returned, your refund will equal the amount you paid for the product or content, subject to applicable refund policies.
  • Promotional discount may not be redeemed for Gift Cards.
  • If you violate any of these terms, the offer will be invalid.

Bottom Line

If you also have a Membership Rewards earning card, chose to pay for your Amazon or gift card purchase with it and apply one Membership Rewards point (for 1 cent of value) towards the purchase. That will trigger a 20% discount up to $100 off. Make sure you apply the offer to your account before checking out and do it as soon as possible as it was technically scheduled to end yesterday.

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