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You have one week left to make your last free $1,000 transfer on Amazon Payments with a credit card. The ability to manufacture spending this way ends October 12, 2014.

Amazon Payments is a payment service very similar to PayPal with one major difference.

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Amazon Payments charges no fee to pay someone with a credit card. You can send $1,000 per month per account without fees on Amazon Payments. You can also receive $1,000 per month per account without fees.

People use this to pay for things that ordinarily couldn’t be put on a credit card, like your half of your rent to your roommate, or to manufacture spending.

Starting October 13, 2014, the person-to-person payments option will be eliminated. You will no longer be allowed to send and receive $1,000 per calendar month fee-free. From an email sent to Amazon Payments users:

“Additionally, we have updated the terms and conditions of our User Agreement ( that apply to your use of the products and services provided by Amazon Payments.  Our updated User Agreement revises certain terms (including, among other things, the elimination of person-to-person payments).  Our new User Agreement will become effective on October 13, 2014, which is more than 30 days from when we first posted our updated User Agreement.  By continuing to use our services after October 13, 2014, you are agreeing to be bound by the terms and conditions of our new User Agreement.”

That means you can only send $2,000 more fee-free, $1,000 during September and $1,000 from October 1 to 12, 2014.

There are still ways to manufacture spending, including my preferred method, Kiva.