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Note: Some of the offers mentioned below may have changed or are no longer be available. You can view current offers here.

This offer has expired. Instead, the Capital One® Spark® Miles for Business card now comes with 50,000 bonus Spark miles for spending $4,500 on purchases within first 3 months.

The Capital One® Spark® Miles for Business card comes with a gigantic 200,000 Spark Mile sign up bonus that is marketed as ending today, January 28, 2019. As of now, the bonus is still available, but act fast as it should be wiped at some point today.

The Offer

You’ll get 200,000 Capital One miles for putting $50,000 in spend on your new card within six months of opening your account. The bonus is tiered…

  • ..with the first trigger at $5,000 spend in the first three months of account opening, which will earn 50,000 bonus Capital One miles.
  • Spending an additional $45,000 within six months of opening the card then earns you the remaining 150,000 bonus Capital One miles.

Capital One miles have varying values depending on how you redeem them. 200,000 Capital One miles= $2,000 in travel credits if you redeem them for 1 cent each towards travel purchases or 133,333 airline miles. If you spend those airline miles wisely, you can get a lot more value than $2,000 with 133k of them.

In December, Capital One made their rewards–at least those earned by their Capital One® Venture® Rewards Credit CardCapital One® Spark® Miles for Business, and Capital One® VentureOne® Rewards Card–a lot more interesting by adding the ability to transfer them to 12 frequent flyer programs:

  • Aeromexico
  • Air Canada (Aeroplan)
  • Air France/KLM (Flying Blue)
  • Alitalia
  • Avianca
  • Cathay Pacific
  • Etihad
  • EVA Air
  • Finnair
  • Hainan
  • Qantas
  • Qatar

Read about this change in Capital One Adds 12 Airline Transfer Partners.

Return on spending with the Capital One® Spark® Miles for Business

Your return will be 2 Capital One miles per dollar spend on all purchases. If your business can meet that spending requirement then you’ll effectively be earning 2.6 airline miles per dollar spent for the duration of spending towards the bonus. That’s an attractive offer and arguably better than the everyday spend you’d earn from the Blue Business ℠ Plus Credit Card from American Express, which earns 2 Membership Rewards on all spending. It depends on how much more useful Membership Rewards transfer partners are to you than Capital One’s.

Bottom Line

The $50,000 spending requirement for the Capital One® Spark® Miles for Business card’s 200k mile bonus is large. But if your business has that capability, I’d give this offer some serious thought, quickly, as it will drop today at some point.

Note the card’s $95 annual fee is waived for the first year of card membership.

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

Just getting started in the world of points and miles? The Chase Sapphire Preferred is the best card for you to start with.

With a bonus of 60,000 points after $4,000 spend in the first 3 months, 5x points on travel booked through the Chase Travel Portal and 3x points on restaurants, streaming services, and online groceries (excluding Target, Walmart, and wholesale clubs), this card truly cannot be beat for getting started!

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