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American Express is offering real FICO scores for free to cardholders. Get yours here. Barclaycard, Citi, and Discover already offer real FICO scores for free to cardholders, so by now everyone who opens rewards credit cards should have free access to their real FICO score.

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Your FICO score is the main or one of the main factors in all decisions lenders make about whether to extend you credit, how much, and on what terms. Watch it. Guard it. Keep it high. Keep traveling for free with the miles and points you earn from opening credit cards based on your high score.

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