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Hey there, you’re reading an outdated post! The updated series from April 2015 can be found here.
This is the seventh post in a monthlong series. Each post will take about two minutes to read and may include an action item that takes the reader another two minutes to complete. I am writing this for an audience of people who know nothing about frequent flier miles, and my goal is that by the end, you know enough to fly for free anywhere you want to go.
Continue to Post 8
Chase Sapphire Preferred® Card
Just getting started in the world of points and miles? The Chase Sapphire Preferred is the best card for you to start with.
With a bonus of 60,000 points after $4,000 spend in the first 3 months, 5x points on travel booked through the Chase Travel℠ and 3x points on restaurants, streaming services, and online groceries (excluding Target, Walmart, and wholesale clubs), this card truly cannot be beat for getting started!
Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are the author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.
The comments section below is not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all questions are answered.
I have a few derogs that need to be taken care-of, before I can start to app and be successful with recons. Thanks for the write-up, as it will all come in handy when my CRs clear-up.
I’m just catching up on your newbie lessons & have a question about something a few steps back.
I haven’t applied for any cards or loans in years. In late December I got a Citibank card and then in late March got a Chase.
So are you saying that I should not apply for another card from anyone for 91 days from when I applied for the Chase card? I get confused about that as I’ve read elsewhere of people applying and getting cards more often .
Yes, I am saying don’t get a card from anyone for 91+ days from that late March Chase card. That is my procedure because it allows me to do 4 app-o-ramas per year, and it means no inquiries for 3+ months when the banks see my credit report when I do apply for cards. Others do it differently, and you’d probably be able to get a single card from most banks today. But for long term sustainability, I would wait and get onto a 91 day cycle during which you open more than one card at a time.
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