Citi ThankYou Rewards is an excellent (and often underrated) credit card rewards program. While it’s not as popular as other programs, such as Chase Ultimate Rewards or American Express Membership Rewards, the Citi ThankYou Rewards program has some hidden gems.

Among many points and miles enthusiasts, the Citi ThankYou Rewards program is known as the home of the Citi trifecta, a low-cost credit card strategy that involves the Citi Strata Premier℠ Card, the Citi Custom Cash® Card and the Citi Double Cash® Card.

ThankYou® Points are the currency of the Citi ThankYou® Rewards program, which is one of the major flexible rewards programs in the United States. With the Citi ThankYou® Rewards program, cardholders can use points in several ways, such as redeeming for cash back or statement credits, making purchases at select retailers, buying gift cards, booking travel through Citi Travel℠ or transferring points to partner loyalty programs.

The primary way to earn ThankYou® Points is through welcome bonuses and spending on select Citi credit cards.

Editor's note: In late October 2024, Finnair dramatically increased award prices for flights within the continental U.S. and Canada. Economy award rates increased from 11,000 Avios to 16,500 Avios, and first-class rates increased from 30,000 Avios to 40,000 Avios. This article references the rates in effect when the article was written and published, but current rates are 16,500 Avios for economy and 40,000 Avios for first.

Sometimes we find ourselves in situations where our points and miles don’t align with flights we want to book.

There are two credit cards with large sign-up bonuses that are set to expire this week.

The CitiBusiness/AAdvantage Platinum Select World MasterCard: 70,000 bonus American Airlines miles for spending $4,000 on the new card within three months of account opening. You must apply by today (October 9, 2018) to qualify for this bonus offer. 
The Citi ThankYou Premier: 60,000 bonus ThankYou Points for spending $4,000 on the new card within three months of account opening.

There are just two days left to take advantage of the 30% transfer bonus between Citi ThankYou Points and Flying Blue, and three days left to book Flying Blue's August Promo Awards...the cheapest of which will get you from New York City to Paris for only 8,000 ThankYou Points if you stack both promotions.

The Citi ThankYou Premier Card is now offering 60,000 bonus ThankYou Points after $4,000 in purchases within the first 3 months of account opening. For the majority of 2016 the ThankYou Premier had no sign up bonus whatsoever, then Citi came back with 40k points for a $3k minimum spending requirement bonus in December 2016. Since then we’ve seen the bonus fluctuate between non-existent to typically no higher than 50k. 60,000 ThankYou Points is the biggest bonus the card has ever offered.

Transfers of Citi ThankYou Points to JetBlue TrueBlue points will have a 25% bonus through 11:59 PM ET October 25, 2017.

This could be a good deal if you have an immediate use for TrueBlue points.

You can now transfer ThankYou Points earned by your Citi Prestige, ThankYou Premier, ThankYou Preferred, Citi Chairman, or Citi Forward card to Turkish Airlines Miles & Smiles frequent flyer program at a rate of 1:1.

That means ThankYou Points now transfer to 14 airlines and one hotel loyalty program.

The only partners that don't normally have a 1:1 transfer rate are Hilton (1:1.5) and Jetblue (1:.5).

The Citi ThankYou Premier Card currently has an offer of 50,000 bonus ThankYou Points after $4,000 in purchases within the first three months of account opening.

According to One Mile at a Time, that sign up bonus is changing tomorrow, August 22. This is not shocking considering that, for the majority of 2016, the ThankYou Premier had no sign up bonus whatsoever. Then in December of 2016, Citi came back with 40k points for a $3k minimum spending requirement bonus.