For a long time, most purchases were made with either cash or checks. Credit cards were only used for larger purchases that needed to be paid off over months or years. However, in recent times, more and more people have begun using credit cards for all of their purchases, big or small. On the other hand, some people use their debit cards for everything.

While U.S. Bank is often overlooked as a credit card issuer, there are some U.S. Bank cards out there that offer stellar rewards in specific bonus categories. In particular, the U.S. Bank Altitude® Go Visa Signature® Card is one of the best cards on the market for people who spend a large portion of their budget on dining and who don’t want to pay an annual fee.

There are two basic types of credit card rewards users: those who want to earn passively without giving much thought to spending categories and those who want to juggle several credit cards to get the best rewards rate whenever they spend money. If you’re a member of the latter group, then you may want to consider adding the U.S. Bank Cash+® Visa Signature® Card to your wallet.

The U.S. Bank Visa® Platinum Card, while a solid option for some, doesn’t have much to offer overall. Its only notable benefit is cell phone insurance worth up to $600 per claim. 

Still, let’s look at the different features of the U.S. Bank Visa Platinum Card so you can decide for yourself whether this card would be a good addition to your wallet. 

ProsConsNo annual feeHigher credit requirementsCell phone insuranceNo rewardsNo welcome bonusCharges foreign transaction fee

U.S.

When it comes to choosing the right credit card for your small business, it’s important to choose a card that’s going to reward you in the categories that your business spends the most in. For instance, if gas station spending is your biggest business expense, then you want to make sure you get a business card that offers solid rewards at the gas pump. So, the fact that the U.S.

Capital One has made an effort to appeal to the younger generation with marketing efforts such as branded cafes where Capital One cardholders receive special discounts, as well as exclusive access to tickets to sporting events, concerts and other entertainment. Considering how focused they are on targeting young people, it comes as no surprise that they issue credit cards tailored specifically to students. 

Currently, Capital One offers two credit cards made specifically for students: the Capital One SavorOne Rewards for Students Credit Card and the Capital One Quicksilver Rewards for Students Credit Card.

All information about the Hilton Honors American Express Aspire Card has been collected independently by MileValue.

Hilton Honors is currently offering three co-branded personal credit cards, all of which are issued by American Express.

The Capital One Quicksilver Cash Rewards Credit Card is a great option for those who want to earn a flat cash back rate on all of their purchases without having to worry about which bonus categories are going to earn them the most. This card offers 1.5% cash back on every purchase, every day. However, this card can be a bit harder to qualify for. 

You can get the same cash back rewards offered by the Quicksilver card by signing up for the Capital One® QuicksilverOne® Cash Rewards Credit Card.

Most small business owners want to find a credit card that offers valuable perks to help their business and good spending bonuses. Some business owners may have already racked up a solid amount of credit card debt and need a card that will allow them to pay that debt off over time while avoiding interest. This kind of credit card is typically known as a balance transfer card, which is the category that the U.S. Bank Business Platinum Card falls under. 

This card offers no rewards or one-time offers.

U.S. Bank credit cards are often overlooked in favor of cards from more well-know issuers like Chase or American Express. However, U.S. Bank has some noteworthy options that might be a great fit for your finances, depending on your spending patterns. If you tend to spend a lot of money at the gas pump and also like to travel, the U.S. Bank Altitude® Connect Visa Signature® Card could be a great card for you.