Everything You Need to Know About Downgrading a High Annual Fee Card

All information about the American Express® Green Card and the Hilton Honors American Express Aspire Card has been collected independently by MileValue.

Given generous welcome bonuses and valuable benefits associated with premium credit cards, these cards have become increasingly popular with points and miles enthusiasts. 

It’s not unusual in our community for an individual or household to have credit cards with annual fees totaling over $1,000 (and sometimes significantly more). That’s not bad if you have the disposable income and realize more benefits from your credit cards than the annual fees.

Best Ways to Book Delta Flights with Citi ThankYou Points

Citi ThankYou Rewards is an excellent (and often underrated) credit card rewards program. While it’s not as popular as other programs, such as Chase Ultimate Rewards or American Express Membership Rewards, the Citi ThankYou Rewards program has some hidden gems.

Among many points and miles enthusiasts, the Citi ThankYou Rewards program is known as the home of the Citi trifecta, a low-cost credit card strategy that involves the Citi Strata Premier℠ Card, the Citi Custom Cash® Card and the Citi Double Cash® Card.

Best Ways to Book Delta Flights with Chase Ultimate Rewards

All information about Chase Sapphire Reserve®, Chase Sapphire Preferred® Card and Chase Freedom Unlimited® has been collected independently by Milevalue.com. Chase Sapphire Reserve®, Chase Sapphire Preferred® Card and Chase Freedom Unlimited® has been collected independently by Milevalue.com are no longer available through Milevalue.com.

In recent years, Chase has been the largest credit card issuer in the United States by market share, meaning more U.S. residents are using the Chase Ultimate Rewards program than any other credit card rewards program. Likewise, Delta Air Lines is a popular U.S. airline that operates more than 5,000 flights daily.

Best Ways to Fly to Australia with Points and Miles

Australia is high on every traveler’s bucket list. And it’s hardly a wonder why—world-class beaches, tropical rainforests, the Great Barrier Reef, the Outback and more make Australia a dream come true for all travelers alike.

Yet, while Australia has much to offer, the one thing it doesn’t is proximity to other continents. A trip to Australia from the United States is a long journey whatever way you cut it, and cash prices for flights typically run high.

Rewards Earning Strategy to Book Domestic Travel

All information about the American Express Green Card has been collected independently by MileValue.

We get it—not everyone is interested in flashy international trips in first class.

How to Earn Points and Miles by Paying Taxes

While most of us don’t like paying taxes, the silver lining is that paying taxes through credit cards that earn rewards—in the form of cash back, points or miles—can be profitable compared to paying taxes from bank accounts using checks or electronic payments. Despite the processing fees associated with paying taxes with credit cards, the value of the rewards earned often exceeds the fees.

Tax Payment Basics

Before getting into the details of earning points and miles by paying taxes with credit cards, let’s review some basics about paying taxes, specifically individual (personal), federal income taxes.

Best Ways to Book American Airlines Flights with Chase Ultimate Rewards

American Airlines currently isn’t a transfer partner with any of the major flexible currency programs, so unless you collect AAdvantage miles or transfer Marriott Bonvoy points to the AAdvantage program at a 3:1 ratio, you need to use other loyalty programs to book American Airlines flights using points.

If you have Ultimate Rewards points—the flexible currency earned through Chase’s Ultimate Rewards program—or other flexible currency, it’s possible to use these points to book American Airlines flights.

There are two basic ways you can book American Airlines flights using Ultimate Rewards points:

Through Chase Travel℠, which functions like a

How to Book Hyatt Stays With Points

Hyatt hotels and the World of Hyatt loyalty program are favorites among many travelers and points and miles enthusiasts.

One factor that differentiates the World of Hyatt program is that it’s the only major United States-based hotel loyalty program that assigns properties into categories and has award charts with fixed rates based on hotel category, room type and date.

The Basics of Delta SkyMiles

Delta Air Lines is considered one of the Big Three U.S. carriers (alongside American Airlines and United Airlines) and, indeed, is one of the largest commercial carriers in the country as well as in the world. 

Delta operates more than 4,000 flights daily and connects more than 290 destinations worldwide, which is a huge footprint both domestically and internationally.

Maximize ThankYou Rewards with the Citi Card Trifecta

ThankYou® Points are the currency of the Citi ThankYou® Rewards program, which is one of the major flexible rewards programs in the United States. With the Citi ThankYou® Rewards program, cardholders can use points in several ways, such as redeeming for cash back or statement credits, making purchases at select retailers, buying gift cards, booking travel through Citi Travel℠ or transferring points to partner loyalty programs.

The primary way to earn ThankYou® Points is through welcome bonuses and spending on select Citi credit cards.