Chase Pay Yourself Back Extended, and Why You Would Use It

During the coronavirus pandemic, banks that issue travel rewards credit cards had to pivot and added bonus earnings in various spending categories, such as streaming services, groceries and home improvement stores, to make their products more compelling when travel was put on hold.

Since then, card issuers also have added more ways to redeem rewards and travel credits. One of the most noteworthy redemption options is Chase’s answer to Capital One’s Purchase Eraser—Pay Yourself Back.

The Hidden Value in Hotel Credit Cards: Annual Free Nights


We all love credit cards that earn transferable currencies such as the Chase Sapphire Preferred Card or the American Express® Gold Card.

But what about the co-branded airline or hotel credit cards - do they come with valuable incentives to keep the card in your wallet? Do the benefits justify their annual fees?

Hotels’ co-branded credit cards often come with good perks, such as elite status, extra points earning opportunities and free night certificates. And sometimes you can spend your way to a free night.

Team Piece: How We’d Use the Chase Sapphire Preferred Card Bonus

The Chase Sapphire Preferred Card gets a lot of love in the world of points and miles, as it should: it’s the best card for beginners to get 99.95% of the time.

With its valuable sign-up bonus worth $1,250+, combined with a very reasonable annual fee of $95, whether you’re new to the game or a seasoned professional who’s had it before and want to get it again, the Sapphire Preferred continues to be a terrific card for practically every cardholder.

Currently, the Sapphire Preferred offers a bonus of 100,000 Ultimate Rewards points after spending $4,000

Stack These Marriott Promotions to Get Easy Status

With a new year comes new opportunities. There will always be the opportunity to earn new points, but today we want to share some new (and some soon to be gone) updates to the Marriott Bonvoy program.

Most of these changes relate to your ability to earn status. Marriott status can be worthwhile if you find yourself staying in Marriott properties often.

If you’re like me, Marriott elite status doesn’t start to be worth it until you’ve earned Platinum Elite. That’s when you’ll get free breakfast and are eligible for suite upgrades.

How to Book Hyatt Stays With Points

Hyatt Hotels is a favorite hotel chain among many frequent travelers and points aficionados. World of Hyatt points are easy to earn, the redemption rates are very reasonable and Hyatt’s program is fairly straightforward and easy to use.

Let’s look at when and how to transfer Hyatt points, when it makes sense and when it doesn’t and how to book award stays at Hyatt hotels.

You’ll see that depending on the cash rates it doesn’t always make sense to transfer Ultimate Rewards points to the World of Hyatt.

Why The Chase Sapphire Preferred Is My Next Card

When I’m trying to decide what my next credit card is going to be, I consider a lot of factors. What trips do I want to take in the next one to two years? What points do I currently have? What points do I want? What’s my 5/24 status? 

These questions always help guide me towards a card that will help me meet my goals. I don’t open cards just for the sake of opening them.

Walking Across America with Points: Week 1

Give a warm welcome to Mike Hammari, who is writing a series of guest posts about a trip across the US on foot that he is currently in the middle of...very much in the middle of. He just wrote me today thanking me for finishing up a detail for this post that he couldn't because he was caught in a storm and had to store his computer. That's life literally on the road!

Mike is covering some of his hotel stays on this journey with points and wants to share his strategy with you guys.

Chase Cards You Can Get If Over 5/24

Update 12/6/18: The Chase 5/24 rule now applies to the cards listed below as well.
The general rule of thumb concerning Chase cards is that you won't be approved for them once you've opened five credit cards from ANY bank in the last 24 months.