If you’re a student with a credit score in the “average” range (which is usually considered to be between 580 and 680), the Capital One Savor Student Cash Rewards Credit Card is quite simply one of the best cards on the market for you.

Earning a free one-way flight may sound too good to be true. But with the Excursionist Perk from United Airlines, you can do exactly that. This is a hidden gem from United that’s actually not hidden at all. Redeeming your free flight is straightforward, as long as you familiarize yourself with the qualifying rules.

If you understand how United defines its rules, then you can even redeem a first-class one-way flight and only end up paying taxes.

Many credit card issuers offer cards geared toward college students with little or no credit history and scores in the “average” range (which is typically considered to be credit scores between 580 and 680). Student cards are meant to help students build credit so that they can graduate with a solid credit history, and some of them even offer rewards in the form of cash back or points.

Capital One offers several student credit cards, all of which are available to actively enrolled students with average credit scores.

The AC Hotel by Marriott Colón Valencia markets itself as a “four-star lifestyle hotel in the center of Valencia.” Earlier this year, my wife and I spent five nights at this property during the annual Las Fallas festival in Valencia, Spain.

The AC Hotel by Marriott Colón, Valencia is located in the heart of Valencia’s commercial and financial district. | Photo courtesy of Marriott.com

The festival is a celebration of art, religion and satire that culminates on March 19, when the neighborhoods get together to burn massive, brightly colored papier-mâché structures.

Maximizing the redemption value of rewards and perks is often a question of timing, as well as of finding the sweet spots.

The Citi® / AAdvantage® Executive World Elite Mastercard® is the top-tier credit card in the Citi® / AAdvantage® family. This card has been a great selection for American Airlines loyalists for years because of its premium travel perks and access to the coveted Admirals Club collection of airport lounges. 

However, Citi and American Airlines announced some major changes to this card.

The British Airways Executive Club, the loyalty program of British Airways, uses Avios as its reward currency that can be redeemed for award flights. 

Avios are used and accepted by multiple airlines, meaning the opportunities for redemption are wide-ranging, regardless of your country of departure or arrival.

Understanding how to use Avios to their maximum value is a case of understanding British Airways’ distance-based reward system and how it can benefit—as well as be of detriment to—you.

A secured credit card is a great tool for people with poor credit who want to start rebuilding their credit and working toward qualifying for better cards and higher credit limits in general. The idea is that you put down a deposit to ensure your line of credit, and the deposit that you put down determines the amount of credit available to you. 

However, getting the money to put down on a deposit can be daunting.

Until recently, the Chase Ink Business Preferred® Credit Card has been offering 100,000 points to new cardmembers who spend $15,000 or more on their card within the first three months after account opening. However, as of June 29, 2023, Chase has lowered the spending requirement to earn this welcome bonus, making this already-great deal even more lucrative. 

Now, you can earn the welcome bonus by spending $8,000 (nearly half the previous spending requirement) in the first three months after account opening.

The Capital One Venture Rewards Credit Card is one of Capital One’s most popular travel card that allows travelers to earn miles on everyday purchases that can be redeemed for travel rewards such as flights, hotels and much more.