There are two basic types of credit card rewards users: those who want to earn passively without giving much thought to spending categories and those who want to juggle several credit cards to get the best rewards rate whenever they spend money. If you’re a member of the latter group, then you may want to consider adding the U.S. Bank Cash+® Visa Signature® Card to your wallet.

The U.S. Bank Visa® Platinum Card, while a solid option for some, doesn’t have much to offer overall. Its only notable benefit is cell phone insurance worth up to $600 per claim. 

Still, let’s look at the different features of the U.S. Bank Visa Platinum Card so you can decide for yourself whether this card would be a good addition to your wallet. 

ProsConsNo annual feeHigher credit requirementsCell phone insuranceNo rewardsNo welcome bonusCharges foreign transaction fee

U.S.

Paying a recurring annual fee to just be able to use your card sounds like a bad deal. Indeed, for many people, annual fee credit cards don’t even come into consideration.

However, in many cases, annual fee credit cards can be of much greater value than their no annual fee counterparts.

When it comes to choosing the right credit card for your small business, it’s important to choose a card that’s going to reward you in the categories that your business spends the most in. For instance, if gas station spending is your biggest business expense, then you want to make sure you get a business card that offers solid rewards at the gas pump. So, the fact that the U.S.

The romance of travel can die quickly when you see your credit card statement. Few of us enjoy being charged to use our own money and when it comes to foreign transaction fees, it’s no different.

What might feel like just a few extra dollars in fees can quickly add up to a hefty end sum. For example, if you charge $2,000 to a credit card with a foreign transaction fee of 3%, that’s an extra $60.

Capital One has made an effort to appeal to the younger generation with marketing efforts such as branded cafes where Capital One cardholders receive special discounts, as well as exclusive access to tickets to sporting events, concerts and other entertainment. Considering how focused they are on targeting young people, it comes as no surprise that they issue credit cards tailored specifically to students. 

Currently, Capital One offers two credit cards made specifically for students: the Capital One SavorOne Rewards for Students Credit Card and the Capital One Quicksilver Rewards for Students Credit Card.

All information about the American Express Green Card has been collected independently by MileValue.

For any frequent flyer, waiting in long security processing lines can start to get old.

All information about the Hilton Honors American Express Aspire Card has been collected independently by MileValue.

Hilton Honors is currently offering three co-branded personal credit cards, all of which are issued by American Express.

The Capital One Quicksilver Cash Rewards Credit Card is a great option for those who want to earn a flat cash back rate on all of their purchases without having to worry about which bonus categories are going to earn them the most. This card offers 1.5% cash back on every purchase, every day. However, this card can be a bit harder to qualify for. 

You can get the same cash back rewards offered by the Quicksilver card by signing up for the Capital One® QuicksilverOne® Cash Rewards Credit Card.

There are many ways to earn travel miles and points, but none is as easy, quick, and cheap as opening up travel rewards cards. In particular, earning welcome bonuses on travel rewards cards is the number one way to rack up points and miles.

In this article, we’re covering the basics of travel rewards credit cards.