Problems with Plastiq Payments on Personal Visa Credit Cards

Plastiq, the online payment processing system that allows you to pay bills that you otherwise could not pay on a credit card for a 2.5% fee, is having trouble with many  consumer Visa credit cards. For the time being, bills paid with many (but not all) personal visa credit cards through Plastic are susceptible to one of two circumstances:

A) Getting categorized as cash advances.

2.5% Cash Back Everywhere With New Alliant Visa

Alliant Credit Union has come out with a new cashback credit card that offers 3% cash back on all purchases for the first year of card membership and 2.5% after that.

The only other cards I'm aware of that earn the same or a better cashback rate longterm are limited to a small market. They are the:

USAA Limitless Cashback Rewards card, which earns 2.5% (w/no annual fee) on all purchases. See who's eligible to become a USAA member
Marukai Premium JCB Card which earns 3% on all purchases (w/low $15 annual fee).

Citi AAdvantage Visa and American Express: $2,099 Sign Up Bonuses

These offers have expired. Click here for the top current credit card sign up bonuses.

Citi AAdvantage Visa and American Express Quick Facts

Issuing Bank: Citi

Absolute Value of Sign Up Bonuses (combined): $2,098.77

Rebate Percentage of Visa: 49.4%

Rebate Percentage of American Express: 22.2%


I am combining my analysis of these two cards because hundreds of people have reported you can get both cards on the same day! I've done it myself, and getting both at once is a no-brainer.

The issuing bank is Citi for both cards.