I just applied for the Chase Ink Business Unlimited® Credit Card.

The brand new Chase Southwest Rapid Rewards Performance Business Credit Card is exciting. Its benefits package is loaded, the 80,000 point bonus is huge, and it makes getting a Companion Pass easy.

If you are eligible to open a business card, keep reading. If you're not sure you're eligible, don't move on so fast. Read the linked post and make sure whether you're eligible or not, because ignoring business credit cards leaves a lot of bonus miles and points on the table.

Last week I wrote about how and why you'd to want transfer Ultimate Rewards between accounts. If you haven't read it yet, stop and read before continuing with this post.

Chase issues seven credit cards that earn a travel reward currency called Ultimate Rewards. Not all Ultimate Rewards, however, are created equal.

This post will teach you:

the logistics behind moving Ultimate Reward points between accounts (your own, or between two people's living at the same address)

how to turn water to wine, doubling the value of more than half of these Chase cards' Ultimate Rewards via strategic point transfers

Step-by-Step

Step 1) Login to your Chase online account.

Step 2) Choose an account.

In the spring of 2017 I opened a Starwood Preferred Guest Credit Card from American Express. At the beginning of this year, that card was product changed to the Marriott Bonvoy Amex Card.

The Mariott Bonvoy Amex Card is not open for applications. Those that have one were all product changed from a Starwood Preferred Guest Credit Card.

May 30 (tomorrow), the price of British Airways Avios awards flying all of the following partner airlines will increase in price:

Alaska AirlinesAir ItalyAmerican AirlinesCathay PacificFinnairJapan AirlinesLATAMMalaysia AirlinesQantasQatar AirwaysS7Sri LankanRoyal Jordanian Airlines

Award prices flying British Airways, Iberia, Aer Lingus, and Vueling will not change price as of now.

A couple days ago I wrote a post clarifying the Chase 5/24 rule and it's relationship to small business credit cards. A reader asked the following question in the comments:

"How do I figure out if I can apply for the United Explore Card under the 5/24 rule. I didn’t keep track of when I applied for the various cards I have.

Opening five credit cards within 24 months will render you ineligible for any further Chase credit cards, until that five number has dropped to, at the most, four credit cards within the last 24 months. While not published by the bank, the Chase 5/24 rule is widely accepted as truth by the miles and points community after years of shared and collected experiences.

Business credit cards do not, anecdotally, count in your Chase 5/24 total.

In January of 2018, I began a credit card fast that lasted for nine months. In other words, I stopped applying for new credit cards. At that point I had been cutoff from Chase credit cards for a long time, years, and was tired of it. I had opened a number of new credit cards, more than five in the prior two 24 months, which is where the Chase 5/24 rule gets its name from.

In the context of food, an omnivore eats all types of energy sources: animals and plants, and even algae, fungi, and bacteria. In the context of travel rewards, a points omnivore collects any mile or point they can to get more travel. Their motto is a dollar saved is a dollar saved.

This post is for all my points omnivores out there and particularly for those who strive to be one and are just starting to collect rewards cards.