Fantastic Newbie Offer: Sapphire Preferred 80k Bonus

Chase has got a new offer for their Sapphire Preferred card with an extra tier of bonus points to entice more spending on the card.

You'll earn 50,000 Ultimate Rewards for spending $4,000 on the card within three months of opening it (this is the standard offer, only difference is there is no extra 5k bonus for adding an authorized user)
You'll earn an additional 30,000 Ultimate Rewards for spending $20,000 on the card within the first year of opening it

The annual fee of $95 is also waived for the first year in this offer

Is Chase ending our ability to combine points?

The following news is a rumor and not confirmed, but I feel it's important to share because it's easy to protect yourself against the potential fallout. 

Looks like we *might* be losing our ability to combine Ultimate Rewards between our own accounts as well as between household members.

New Freedom Unlimited Offer: 3% Back on Everything for 1 Year

Chase has a new offer for their Freedom Unlimited card. At the price of no sign up bonus (the normal offer comes with $150 cash back), you get 3% cash back on ALL purchases for the first year you hold the card.

Freedom Unlimited: 3% back on all purchases for first year of card membership

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New Sign Up Bonus Rules for Personal Southwest Cards

Chase has come out with new sign up bonus eligibility rules that make earning a  Southwest Companion Pass more complicated.

As of April 5, if you already have a personal Southwest credit card open (the Personal Plus or the Premier Plus), you are no longer eligible for the other personal Southwest credit card.

Devaluation of IHG Card Annual Free Night Benefit

Update: Chase is now responding to people complaining on Twitter that IHG credit card accounts opened from January 1, 2018 through April 5, 2018 (that's tomorrow) will be able to use their Free Night Certificate once with the old terms (meaning at ANY IHG property, not capped at a 40k point property).

New Bonus on Ink Business Cash: 50k Ultimate Rewards (No Annual Fee!)

Chase is out with a new, record high bonus offer for the Ink Business Cash credit card. If you haven't reached your Chase 5/24 limit and are eligible to apply for business credit cards, do not miss out on this offer. For spending $3,000 within three months of opening the Ink Business Cash card, you'll earn either $500 in cash back or 50,000 Ultimate Rewards transferrable to airline and hotel partners for outsized value. I've never seen the bonus on this card so high.

The Ink Business Cash card is marketed as a cash back card.

New Sapphire Preferred Bonus: 10k Points Higher for a $95 Fee

The standard bonus for the Chase Sapphire Preferred Card is 55,000 Ultimate Rewards for spending $4,000 on the card within three months of account opening (+adding an authorized user). With that offer, the $95 annual fee is waive for the first year of cardmembership

There is a new offer out for Sapphire Preferred: 65,000 Ultimate Rewards for spending the same $4,000 within three months of account opening (+adding an authorized user).

55k Public Offer On United MileagePlus Explorer Card is Back for a Limited Time

The United MileagePlus Explorer card is now offering 50,000 United miles for spending $3,000 on the card within three months of opening it. This bonus is a limited time offer ending March 15, 2018.

This is significant because the United MileagePlus Explorer card is one of the first travel credit cards we recommend applying for due to the Chase 5/24 rule--the fact that Chase cuts you off to the majority of their lucrative travel credit cards once you've opened five personal credit cards from any bank--but only if its bonus is at 50k or higher.

Last Chance to Retroactively Earn 5x at Walmart & Department Stores

Today, December 14, 2017, is the last day to register your Chase Freedom to earn 5x Ultimate Rewards at Walmart and department stores that you can transfer (circuitously) to United, Korean, British Airways, Southwest, Virgin Atlantic, Flying Blue, and Singapore miles.

Note that the Freedom is different than the Chase Freedom Unlimited card, which Scott reviewed here.

If you register by today, your Freedom purchases will earn 5 Ultimate Rewards per dollar spent (up to the bonus cap of $1,500 per per quarter) at Walmart and department stores retroactively to October 1, 2017, and through December 31, 2017.

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Did You Max out Your Ritz Card’s 2017 Travel Credit?

A little over a week ago I wrote about checking in to see if you've maxed out the travel credits on your premium travel credit cards. In that post I highlighted the Chase Sapphire Reserve, the Citi Prestige, and the Amex Platinum as the cards to pay attention to.