A Cost/Benefit Analysis of Keeping the Sapphire Reserve a Second Year

The Chase Sapphire Reserve was released over one year ago to a salivating public. That means many of you are looking at whether or not the $450 a year card is worth keeping open, and if it's not, what exactly your best play might be.

Today I'm going to discuss a process of evaluating whether or not the Sapphire Reserve is worth holding onto for a second year.

How to Get Approved for Business Cards

Applying for business credit and charge cards is a great way to earn more miles and points than you already do, but many people don’t apply for business cards because they incorrectly believe they don’t qualify.
Do you qualify for a business card?
Myth #1: A business must have employees.

Your business can be a sole proprietorship, meaning only you work on the business. That’s how MileValue started, just Scott, and he has received several business cards for MileValue.

ITA Matrix: How to Search for Cheap Airfare with Flexibility & Other Tips

I often use the ITA Software Matrix, which is one of the most useful tools to search for available flights and low fares. Google has another aggregator now that is faster than ITA Matrix--Google Flights--which is also very useful with a smoother user interface. But if you know the tricks and codes to input into ITA Matrix, you can be a lot more specific in your queries than you could be using Google Flights.
Using ITA Matrix
First, go to matrix.itasoftware.com.

Type in your home airport and destination airport.

Reconsideration Calls: When to Make Them & Current Phone Numbers

If you apply for a credit card and are not immediately approved, then in most circumstances you should call the bank to discuss your application.

Ask the agent if you could provide any more information about the application.

Why Hotel Hustle Will Make Your Life Easier

Your current situation: You heard that there are two Hilton cards with lucrative limited time (through May 31) sign up bonuses-- the Hilton Honors American Express Card with 80,000 Honors points, and the Hilton Honors Surpass Credit Card from American Express with 100,000. To reap the extra benefits from these offers, you got both cards and have at least 195k Honors points headed your way after meeting the combined $5,000 minimum spending requirement for both Amex cards.

2.5% Cash Back Everywhere With New Alliant Visa

Alliant Credit Union has come out with a new cashback credit card that offers 3% cash back on all purchases for the first year of card membership and 2.5% after that.

The only other cards I'm aware of that earn the same or a better cashback rate longterm are limited to a small market. They are the:

USAA Limitless Cashback Rewards card, which earns 2.5% (w/no annual fee) on all purchases. See who's eligible to become a USAA member
Marukai Premium JCB Card which earns 3% on all purchases (w/low $15 annual fee).

Top 3 Twitter Accounts to Follow for a Free Roundtrip to Europe

We've been seeing tons of affordable economy fares between the United States and Europe.

How to Redeem Barclaycard Arrival Miles

The card offer described in this post has expired. To see the latest top travel credit cards with big bonuses that will save you tons, check out our Top 10 List for Consumers and Top 10 List for Small Businesses.

The Barclaycard Arrival Plus is a tool every frequent flyer should have in their wallet, especially big spenders and families. In essence, the card earns 2.1% back toward travel on all purchases.