Most small business owners want to find a credit card that offers valuable perks to help their business and good spending bonuses. Some business owners may have already racked up a solid amount of credit card debt and need a card that will allow them to pay that debt off over time while avoiding interest. This kind of credit card is typically known as a balance transfer card, which is the category that the U.S. Bank Business Platinum Card falls under. 

This card offers no rewards or one-time offers.

Adding an authorized user to your credit card can be a win-win situation.

You’ll rack up points and earn welcome bonuses faster, while they’ll build their credit history, enjoy cardholder perks and pay a much-reduced annual fee (if any!).

Yet, just as choosing the right credit card for yourself can be challenging, so too can identifying the best card for you and an authorized user. Not every card offers the same benefits to the authorized user as it does the primary cardholder.

U.S. Bank credit cards are often overlooked in favor of cards from more well-know issuers like Chase or American Express. However, U.S. Bank has some noteworthy options that might be a great fit for your finances, depending on your spending patterns. If you tend to spend a lot of money at the gas pump and also like to travel, the U.S. Bank Altitude® Connect Visa Signature® Card could be a great card for you.

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Back in 2017, U.S. Bank entered the world of premium travel credit cards when they unveiled the U.S. Bank Altitude® Reserve Visa Infinite® Card. It was the first U.S. Bank card that earned points instead of cashback and it was meant to rival other points-earning premium travel cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® card. The Altitude Reserve card charges an annual fee and earns 5X points on prepaid hotels and rental cars booked through the Altitude Rewards Center as well as 3X points on other travel purchases and mobile wallet payments.

Note: All information about the American Express® Green Card, Amex EveryDay® Preferred Credit Card and The Amex EveryDay® Card has been collected independently by MileValue.

Out of the four most popular transferable currencies in the points and miles industry, Membership Rewards might just be the most powerful.

Business credit cards are a great option for those who want to get a new card (and maybe a new sign-up bonus) without taking a hit to their personal credit score. They’re also a good way to keep your personal and business expenses separate, which can make your life a whole lot easier come tax season. And, believe it or not, even freelancers and gig economy workers are eligible for business credit cards. 

In terms of the small business credit cards offered by U.S.

U.S. Bank isn’t typically the first issuer that credit enthusiasts think of. However, in the past several years, U.S. Bank has really beefed up its lineup to try to compete with larger credit card issuers with lucrative rewards programs such as Chase or American Express. In 2017, U.S. Bank began issuing the U.S. Bank Altitude Reserve Visa Infinite Card, their $400 annual fee premium travel card with amazing perks like airport lounge access, hundreds of dollars in statement credits and impressive spending bonuses. 

Then, in February 2023, U.S. Bank released the U.S.

Premium travel reward credit cards offer a host of perks, from complimentary lounge access to hotel benefits.

One type of perk they offer is an annual travel statement credit. This applies to purchases that code as travel, although card issuers are free to define what counts as travel.

Lifestyles, spending habits, living arrangements and financial situations can all change rapidly. These changes can make you question the benefits of holding certain credit cards any longer.

The temptation to close a credit card you no longer use, or one you pay an annual fee for, can be high.

Yet, closing a credit card is not a decision you should take lightly.