U.S. Bank Visa® Platinum Credit Card Review

The U.S. Bank Visa® Platinum Card, while a solid option for some, doesn’t have much to offer overall. Its only notable benefit is cell phone insurance worth up to $600 per claim. 

Still, let’s look at the different features of the U.S. Bank Visa Platinum Card so you can decide for yourself whether this card would be a good addition to your wallet. 

ProsConsNo annual feeHigher credit requirementsCell phone insuranceNo rewardsNo welcome bonusCharges foreign transaction fee

U.S.

U.S. Bank Business Platinum Card Review

Most small business owners want to find a credit card that offers valuable perks to help their business and good spending bonuses. Some business owners may have already racked up a solid amount of credit card debt and need a card that will allow them to pay that debt off over time while avoiding interest. This kind of credit card is typically known as a balance transfer card, which is the category that the U.S. Bank Business Platinum Card falls under. 

This card offers no rewards or one-time offers.

Your Guide to The Platinum Card from American Express

If you’re looking for a solid, do it all travel card, then The Platinum Card® from American Express should be on your radar. This one card brings you great airport lounge access, hotel status, and more.

Let’s keep it short, because there’s a lot to get into with this great card and we’re going to take a deep dive into everything you need to know about the Amex Platinum.

The Basics of The Platinum Card from American Express

Before we dive deep into the perks of the Amex Platinum, we need to go over all the basics.

An Overview of American Express’ Fine Hotels and Resorts (FHR)

If you have The Platinum Card® from American Express (Rates & Fees) or The Business Platinum Card® from American Express (Rates & Fees), you’ve probably poked around the benefits page and came across the Fine Hotels + Resorts program. 

The FHR program provides elite-like benefits at select properties for hotels booked through the program. In order to get all the benefits, you do need to book through the FHR program and not directly with the property.

New $200 American Express Travel Hotel Credit – Don’t Sleep on It

If you’ve been following the news in our hobby, you’ve probably already heard of the “enhancements” recently added to The Platinum Card® from American Express: 

Annual fee is now $695 (Rates & Fees) for new accounts opened on or after July 1, 2021 

For existing cardmembers, the new annual fee will take effect on the annual renewal date on or after Jan.

CardMatch Tool: 50k for Amex Gold & 100k for Platinum

The public (standard) sign up bonus offer for the American Express Gold Card, which you will see by clicking that link, is 35,000 bonus Membership Rewards for spending $2,000 on the new card within three months of account opening. That's ok, but since you can only get the sign-up bonus on an Amex card once in a lifetime, you should know that the CardMatch Tool has been offering targeted customers 50,000 bonus Membership Rewards for the same minimum spending requirement of $2,000 in three months.

Get the Most Out of Your American Express Platinum Card

 

The Platinum Card® from American Express comes with an annual fee of $695 (Rates & Fees). But it also come with a litany of valuable benefits that make up for the annual fee, at least for the first year.

Unfortunately many of those benefits are not automatic.

What to Do With Leftover Points When Closing a Platinum Card

This week I helped my dad decide what to do with his Platinum Card® from American Express.

My Experience with the Business Platinum Card from American Express

The undisputed kings of credit card benefits are the American Express Platinum Cards, which come with airport lounge access, airline fee reimbursement, Global Entry reimbursement, hotel status, and a Platinum concierge.

All Platinum cards have access to these benefits, whether they are personal or business Platinum cards.

I recently got The Business Platinum Card® from American Express OPEN. The card has a $450 annual fee. I got it because the card member benefits far exceed $450.

 

After getting the card, I did something I do embarrassingly often, I consulted a MileValue post to refresh my memory.