The Hidden Value in Hotel Credit Cards: Annual Free Nights

We all love credit cards that earn transferable currencies such as the Chase Sapphire Preferred Card or the American Express® Gold Card.

But what about the co-branded airline or hotel credit cards - do they come with valuable incentives to keep the card in your wallet? Do the benefits justify their annual fees?

Hotels’ co-branded credit cards often come with good perks, such as elite status, extra points earning opportunities and free night certificates. And sometimes you can spend your way to a free night.

Do The Updates to the American Express Hilton Cards Make Them Competitive?

American Express recently made some changes to their lineup of Hilton cards. These changes aren’t massive, but they are an improvement over the previous offers available. 

Not all Hilton cards got an update - the high annual fee Hilton Honors American Express Aspire Card was left untouched, while the other mid-tier cards had some compelling changes to them.

Let’s take a look at what changes were made, and decide if these cards are worth being on your radar.

Overview of Card Offers

You’ll notice a common theme among all of these cards: an elevated bonus.

Stack These Marriott Promotions to Get Easy Status

With a new year comes new opportunities. There will always be the opportunity to earn new points, but today we want to share some new (and some soon to be gone) updates to the Marriott Bonvoy program.

Most of these changes relate to your ability to earn status. Marriott status can be worthwhile if you find yourself staying in Marriott properties often.

If you’re like me, Marriott elite status doesn’t start to be worth it until you’ve earned Platinum Elite. That’s when you’ll get free breakfast and are eligible for suite upgrades.

Hilton Cards Comparison: Which Card Is Right for You?

Hilton Honors used to offer a plethora of co-branded credit cards in partnership with both American Express and Citi. Eventually, the options dwindled when American Express became the one and only Hilton card issuer.

Still, American Express offers a card for every type of traveler from a casual to a habitual Hilton guest. Let’s take a look at the cards’ similarities, differences and which card might be right for you.

American Express Hilton Honors Credit Cards’ Perks and Benefits

A hotel card wouldn’t be a hotel card without offering a number of perks and benefits.

Buy Hilton Points Half Off: Last Chance

Through Tuesday, May 28, 2019 (tomorrow), you can buy Hilton Honors points and get a 100% bonus on the points purchased. You will need to log in to your Hilton account on that page before the sale details are displayed.

Hilton points normally cost 1 cent each. With the 100% bonus, the price drops to 0.5 cents per point.

The maximum amount of Hilton points you can purchase in a year is 80,000*. If you buy 80,000 by May 28, you’ll receive 160,000 points for $800.

Buy Hilton Points Half Off

Through May 28, 2019, you can buy Hilton Honors points and get a 100% bonus on the points purchased. You will need to log in to your Hilton account on that page before the sale details are displayed.

Hilton points normally cost 1 cent each. With the 100% bonus, the price drops to 0.5 cents per point.

The maximum amount of Hilton points you can purchase in a year is 80,000*. If you buy 80,000 by May 28, you’ll receive 160,000 points for $800.

Hilton Cardholders: Consider Your Options ASAP

For a while Hilton has offered all of the following co-branded credit cards:

Hilton Honors Card from American Express with no annual fee
Citi Hilton Honors Card with no annual fee
Hilton Honors Surpass Card from American Express with a $75 annual fee
Citi Hilton Honors Reserve Card with a $95 annual fee

But that's changing tomorrow. We've known for a while that Hilton dropped its partnership with Citi in favor of an exclusive co-branding partnership with Amex.

Final Chance for Citi Hilton Cards? Offers Pulled From Citi’s Website

January 1, 2018, American Express and Hilton will begin an exclusive credit card agreement. That means only Amex Hilton cards will continue to exist and the Citi Hilton cards will not. Here's the press release if you want to read more about it.

Citi and American Express both issue Hilton co-branded credit cards.

Citi's got the...

Hilton Honors Visa Signature card
Hilton Honors Reserve card

...and Amex has got the

Hilton Honors card
Hilton Honors Surpass card.

Or at least Citi WAS issuing Hilton co-branded credit cards.

Only Two More Days for 100k & 80k Hilton Amex Offers

Today and tomorrow, May 30 and 31, are the last days to take advantage of the limited time elevated sign up bonuses–the highest we’ve ever seen–on the Hilton Honors Card and the Hilton Surpass Card, both issued by American Express.

We recommend using Hilton points on lower tier Hiltons, as you tend to get a better value for your points. Aim for what used to be Category 1 - 3 Hiltons (priced at 5k to 20k points a night).

You Can Pool Hilton Points for Free Now: Here’s How

Hilton's made a lot of changes to its loyalty program as of late. In the end of April, Hilton Honors added a brand new benefit for its members--the ability to pool points with other Hilton Honors members. You don't even need to share the same address!

This is super convenient if a friend or family member needs some more points for a specific redemption. You could pool your points with them now, and get them to share points back with you once they have more.