Sapphire Reserve Annual Fee Jumps to $550 Tomorrow

New cardholders of the Chase Sapphire Reserve*, those that apply tomorrow (January 14) or later, will have an annual fee of $550. Current cardholders (or those that apply before tomorrow) have/will have an annual fee of $450. So if you were looking into the Sapphire Reserve, it's time to look a little closer... right now.

*Please note that this link, which is a MileValue affiliate link (meaning we get a commission for approvals), shows "offer unavailable" right now. You can still apply for the current offer directly on Chase's website, until tomorrow (January 14) at some point.

Hey Procrastinators! Final Day to Spend the Platinum’s 2019 Travel Credits

One of the most valuable benefits of the Platinum Card from American Express is its $200 per year--calendar year--of incidental travel fee credits. You get a couple other credits as well this month, at least another $85 worth of Saks Merchandise + Uber credit, that would be a shame to forget about.

Maximize the Freedom Card’s 5x Category for Q4

December 14, 2019, is the last day to register your Chase Freedom to earn 5x Ultimate Rewards for the past quarter at department stores and via PayPal and Chase Pay.

When Was the Last ThankYou Point Transfer Bonus?

Through December 11, 2019, you will earn 25% more Avianca LifeMiles when transferring Citi ThankYou Points.

Three of the four major transferrable point currencies--American Express Membership Rewards, Citi ThankYou Points, and Capital One Miles--periodically run transfer bonuses to airline mileage partners. Chase Ultimate Rewards offered their first transfer bonus in May to British Airways Avios.

Sometimes the transfer bonus is offered by the bank that issues the points, and sometimes the transfer bonus is offered by the mileage program you can transfer said points to.

When Was the Last ThankYou Point Transfer Bonus?

Through December 11, 2019, you will earn 25% more Avianca LifeMiles when transferring Citi ThankYou Points.

Three of the four major transferrable point currencies--American Express Membership Rewards, Citi ThankYou Points, and Capital One Miles--periodically run transfer bonuses to airline mileage partners. Chase Ultimate Rewards offered their first transfer bonus in May to British Airways Avios.

Sometimes the transfer bonus is offered by the bank that issues the points, and sometimes the transfer bonus is offered by the mileage program you can transfer said points to.

When Was the Last Ultimate Rewards Transfer Bonus?

Chase Ultimate Rewards, American Express Membership Rewards, Citi ThankYou Points, and Capital One miles are the four major types of transferrable points. By transferrable point I mean that not only are they redeemed for a fixed value, they can also be moved to airline and hotel loyalty programs for often higher value award redemptions.

Those with Membership Rewards, ThankYou Points, and Capital One miles are presented the opportunity to earn a bonus on transferred points periodically. Chase Ultimate Rewards offered their first transfer bonus ever in May to British Airways Avios.

Timing the Southwest Companion Pass to Last Two Full Years

UPDATE 10/18/19: A few key details about the Companion Pass and the offers for the Southwest co-branded Chase credit cards have changed since this post was originally published. The Chase Southwest Rapid Rewards Performance Business Credit Card's bonus dropped from 80k to 70k Rapid Rewards for meeting a $5,000 minimum spending requirement within three months of opening the card.

Citi Double Cash Crowned King of Everyday Spend

Citi has changed the landscape of travel reward cards by giving carriers of the Citi® Double Cash Card the ability to transfer their cash rewards to the ThankYou point program, given that they also hold either a Citi Premier or Prestige Card. I'll start at the conclusion as far as what this means and work backward: The Citi® Double Cash Card now has the potential to earn 2 ThankYou Points per dollar spent on ALL purchases, with no cap on points earned.

When Was the Last Capital One Transfer Bonus?

There are four major transferrable point currencies: American Express Membership Rewards, Citi ThankYou Points, Capital One miles, and Chase Ultimate Rewards. The first three types of points periodically run transfer bonuses to airline mileage partners. Chase Ultimate Rewards recently offered their first transfer bonus ever in May to British Airways Avios.

Why You Should Care

If you have the flexibility to wait to book your award, and you have an idea of when the next transfer bonus is, you could wait to save points.

Citi Prestige Changes Kicking in Sunday

At the beginning of the year Citi announced a change to its benefit package, debuting competitive new category bonuses like 5 Thank You Points per dollar spent at restaurants and on air travel but devaluing a few other perks. This coming Sunday, September 1, the following changes to the Citi Prestige Card take effect:

The Fourth Night Free on paid hotel stay benefit will be limited to two uses per calendar year.

Restriction of this benefit is likely going to be the biggest hit for the most people.