Problems with Plastiq Payments on Personal Visa Credit Cards

Plastiq, the online payment processing system that allows you to pay bills that you otherwise could not pay on a credit card for a 2.5% fee, is having trouble with many  consumer Visa credit cards. For the time being, bills paid with many (but not all) personal visa credit cards through Plastic are susceptible to one of two circumstances:

A) Getting categorized as cash advances.

Ink Business Preferred: 3x on Plastiq

For the moment at least, payments made via online payment processor Plastiq with Chase Ink Business Preferred Cards are coding under the 3x category bonus.

The 3x category bonus on the Ink Business Preferred is supposed to be for travel and shipping purchases, internet, cable and phone services, and on advertising purchases made with social media sites and search engines.

Pay Mortgage With a MasterCard on Plastiq for Promo Fee of 1.5%

Plastiq is an online bill payment processing system that allows you to pay bills you’d normally pay in cash or with a check on a debit card (for a 1% fee) or credit card (for a 2.5% fee). Right now Plastiq is running a promotion to lower that credit card fee to 1.5% if you use your MasterCard to pay three mortgage payments before the end of 2017.

The cap you can save on fees is $200, which means the promo fee rate of 1.5% applies to just your first $20,000 in mortgage payments.

Rentler: Pay Rent on a Credit Card With 2.5% Fee

We received a tip from a reader to check out Rentler, a platform connecting landlords and tenants that (among other things) allows you to pay rent on your credit card with a 2.5% processing fee.

You can make payments via bank transfer or debit card as well:

But it's obviously the credit card payments that interest us.
How Rentler Works
Both landlord and tenant need an account on Rentler in order to process the payment. Here's more info for tenants, and here's more info for landlords. Looks pretty simple to set up.

Is Plastiq Worth It? Paying Your Bills Online with Credit Cards to Earn Miles

Regarding any information in this post about taxes: this is miles information, not tax advice. Consult a tax professional before paying your taxes with a credit card.

Plastiq is an online bill payment processing system that "empowers you to use your existing debit and credit cards to pay any bill, regardless of acceptance". The charge for that convenience is 2.5% of each payment on a credit card and 1% on a debit card.