For those with less-than-great credit scores, secured credit is a great way to get access to a line of credit with relatively favorable terms. With this special type of credit card, you’re required to put down a security deposit, which is usually equal to the credit limit that you receive. Then, each time you make a purchase on your credit card, this security deposit will act as collateral. Through responsible use of a secured credit card, you can boost your credit score and eventually qualify for a better credit card.

The world of credit card rewards programs can be confusing and intimidating. It may be daunting at first, but once you understand how these programs work, you will see just how valuable they are.

This article is intended to give you the basic tools you need to use one of the most powerful and versatile rewards programs out there: Chase Ultimate Rewards.

What Are Chase Ultimate Rewards Points?

Chase Ultimate Rewards points are a transferable loyalty currency that can be redeemed for cash back, flights, hotel stays, shopping and even exclusive experiences.

For many of us, the dream of complimentary airport lounge access was one of the main reasons we got into the world of points and miles in the first place.

Complimentary Priority Pass Select membership is a perk offered by multiple premium travel credit cards which makes that dream a reality.

However, there’s much more to Priority Pass membership than just its 1,400+ global lounges.

Most experienced points and miles enthusiasts agree that transferring flexible currency, including Capital One Miles or Spark Miles, to partner loyalty programs often provides the greatest value. In recent years, Capital One Miles have become significantly more valuable, as Capital One has added transfer partners and improved transfer ratios.

In a related article, we provide details about how to transfer Capital One Miles to partners, address factors to consider in evaluating transfer options, discuss common questions and describe how to obtain Capital One Miles.

Transferring flexible currency—including Capital One Miles—to partner loyalty programs can provide the greatest value compared to other uses of these miles. 

Capital One has 15 airline partner programs.

Transferring flexible currency—including Capital One Miles—to partner loyalty programs can provide the greatest value compared to other uses of these miles. 

For Capital One, there are 15 airline partner programs.

Transferring flexible currency—including Capital One Miles or Spark Miles—to partner loyalty programs can provide the greatest value compared to other uses of these miles. 

For Capital One, there are 15 airline partner programs.

Earning points and miles can seem like an uphill struggle.

The world of points and miles can be massively rewarding. With the right strategy, you can land yourself free hotel stays, mile-funded flights, cabin upgrades, and much more.

As hobbies go, earning points and miles is one of the most lucrative ones. However, it’s not without complications. Whether you’re an experienced points and miles collector or just starting out, it’s only a matter of time before rewards chasing gets the better of you.

Let’s take a look at the top 12 mistakes to avoid when collecting points and miles.

1.

A card that could save you money at the Happiest Place on Earth sounds like a godsend for any Disney fan.

Chase offers two co-branded credit cards with Disney, both of which earn you Disney Rewards Dollars.