Note: All information about the American Express® Green Card, Amex EveryDay® Preferred Credit Card and The Amex EveryDay® Card has been collected independently by MileValue.

Out of the four most popular transferable currencies in the points and miles industry, Membership Rewards might just be the most powerful.

Business credit cards are a great option for those who want to get a new card (and maybe a new sign-up bonus) without taking a hit to their personal credit score. They’re also a good way to keep your personal and business expenses separate, which can make your life a whole lot easier come tax season. And, believe it or not, even freelancers and gig economy workers are eligible for business credit cards. 

In terms of the small business credit cards offered by U.S.

U.S. Bank isn’t typically the first issuer that credit enthusiasts think of. However, in the past several years, U.S. Bank has really beefed up its lineup to try to compete with larger credit card issuers with lucrative rewards programs such as Chase or American Express. In 2017, U.S. Bank began issuing the U.S. Bank Altitude Reserve Visa Infinite Card, their $400 annual fee premium travel card with amazing perks like airport lounge access, hundreds of dollars in statement credits and impressive spending bonuses. 

Then, in February 2023, U.S. Bank released the U.S.

Premium travel reward credit cards offer a host of perks, from complimentary lounge access to hotel benefits.

One type of perk they offer is an annual travel statement credit. This applies to purchases that code as travel, although card issuers are free to define what counts as travel.

Lifestyles, spending habits, living arrangements and financial situations can all change rapidly. These changes can make you question the benefits of holding certain credit cards any longer.

The temptation to close a credit card you no longer use, or one you pay an annual fee for, can be high.

Yet, closing a credit card is not a decision you should take lightly.

For those with less-than-great credit scores, secured credit is a great way to get access to a line of credit with relatively favorable terms. With this special type of credit card, you’re required to put down a security deposit, which is usually equal to the credit limit that you receive. Then, each time you make a purchase on your credit card, this security deposit will act as collateral. Through responsible use of a secured credit card, you can boost your credit score and eventually qualify for a better credit card.

The world of credit card rewards programs can be confusing and intimidating. It may be daunting at first, but once you understand how these programs work, you will see just how valuable they are.

This article is intended to give you the basic tools you need to use one of the most powerful and versatile rewards programs out there: Chase Ultimate Rewards.

What Are Chase Ultimate Rewards Points?

Chase Ultimate Rewards points are a transferable loyalty currency that can be redeemed for cash back, flights, hotel stays, shopping and even exclusive experiences.

For many of us, the dream of complimentary airport lounge access was one of the main reasons we got into the world of points and miles in the first place.

Complimentary Priority Pass Select membership is a perk offered by multiple premium travel credit cards which makes that dream a reality.

However, there’s much more to Priority Pass membership than just its 1,400+ global lounges.

Most experienced points and miles enthusiasts agree that transferring flexible currency, including Capital One Miles or Spark Miles, to partner loyalty programs often provides the greatest value. In recent years, Capital One Miles have become significantly more valuable, as Capital One has added transfer partners and improved transfer ratios.

In a related article, we provide details about how to transfer Capital One Miles to partners, address factors to consider in evaluating transfer options, discuss common questions and describe how to obtain Capital One Miles.

Transferring flexible currency—including Capital One Miles—to partner loyalty programs can provide the greatest value compared to other uses of these miles. 

Capital One has 15 airline partner programs.