Whether you’re sending yourself or a family member to college, annual tuition fees can be daunting. In the 2022-2023 school year, the average annual tuition fee was $39,400 for private universities and $10,950 for public universities (for state residents). That’s no small price to pay.

However, it’s not necessarily all doom and gloom when it comes to paying tuition.

Many credit card issuers offer cards geared toward college students with little or no credit history and scores in the “average” range (which is typically considered to be credit scores between 580 and 680). Student cards are meant to help students build credit so that they can graduate with a solid credit history, and some of them even offer rewards in the form of cash back or points.

Capital One offers several student credit cards, all of which are available to actively enrolled students with average credit scores.