7 Best Cards for Authorized Users in 2024

Adding an authorized user to your credit card can be a win-win situation.

You’ll rack up points and earn welcome bonuses faster, while they’ll build their credit history, enjoy cardholder perks and pay a much-reduced annual fee (if any!).

Yet, just as choosing the right credit card for yourself can be challenging, so too can identifying the best card for you and an authorized user. Not every card offers the same benefits to the authorized user as it does the primary cardholder.

Downgrading Citi AA Cards into Citi Double Cash Cards

If you’re currently a holder of the Citi® / AAdvantage® Executive World Elite Mastercard® or the Citi® / AAdvantage® Platinum Select World Elite Mastercard, you might want to reassess whether the annual fee you’re paying is worth the benefits that you’re receiving. 

Many people have chosen to downgrade their Citi AAdvantage cards to the Citi® Double Cash Card to avoid paying an annual fee, especially during the

Two New Bonus Offers Earn 137,000 AAdvantage Miles

The Citi / AAdvantage Platinum Select MasterCard is now offering 60,000 bonus American Airlines miles after spending $3,000 in the first 3 months. We've seen this offer before on the personal card. Citi rotates in a out a couple times of year typically.

The CitiBusiness / AAdvantage Platinum Select World MasterCard is offering 70,000 bonus American Airlines miles after spending $4,000 on the card in the first three months.

How to Earn 86,000 Miles in the Next Few Weeks

The offers for the cards listed in this post have expired, so the links have been removed.