Most people gravitate towards domestic airline loyalty programs. After all, it is easier to stick with programs that you’re familiar with rather than learn the ins and outs of another program. That’s why it is so important to know the best ways to earn United Miles.

Although United doesn’t have the most competitive award rates, one big benefit of booking with United is that it doesn’t pass on fuel surcharges on award tickets.

Right now, if you sign up for Airbnb through this link, you’ll get $50 off your first qualifying booking.

Many moons ago, Airbnb started as a home sharing platform and turned into a full-fledged hospitality behemoth. Sure, you can still get a room in someone’s house, or even a bed in a shared room, but most travelers are now using Airbnb as an alternative to a hotel stay.

You get more space, a kitchen, a separate living space and whatever amenities your pocketbook can afford.

The Chase Sapphire Preferred® Card gets a lot of love in the world of points and miles, as it should: it’s the best card for beginners to get 99.95% of the time.

With its valuable sign-up bonus, combined with a very reasonable annual fee of $95, whether you’re new to the game or a seasoned professional who’s had it before and want to get it again, the Sapphire Preferred continues to be a terrific card for practically every cardholder.

So hat can you do with all of these points?

Well, the options are literally endless.

The Chase Sapphire Preferred® Card and the Capital One Venture Credit Card both have made a few waves in the ocean of rewards credit cards recently. Both earn flexible points, have comparable annual fees and charge no foreign transaction fees.

However, are these two cards really that similar? Let’s go over their differences and similarities to help you decide which choice suits your needs best.

Chase Sapphire Preferred® CardCapital One Venture Credit Card5X points on travel booked through the Chase Travel℠3X Ultimate Rewards points on restaurants, streaming services, and online groceries (excluding Target, Walmart, and wholesale clubs).

Hyatt Hotels is a favorite hotel chain among many frequent travelers and points aficionados. World of Hyatt points are easy to earn, the redemption rates are very reasonable and Hyatt’s program is fairly straightforward and easy to use.

Let’s look at when and how to transfer Hyatt points, when it makes sense and when it doesn’t and how to book award stays at Hyatt hotels.

You’ll see that depending on the cash rates it doesn’t always make sense to transfer Ultimate Rewards points to the World of Hyatt.

When I’m trying to decide what my next credit card is going to be, I consider a lot of factors. What trips do I want to take in the next one to two years? What points do I currently have? What points do I want? What’s my 5/24 status? 

These questions always help guide me towards a card that will help me meet my goals. I don’t open cards just for the sake of opening them.