One of the most valuable benefits of the Platinum Card from American Express is its $200 per year--calendar year--of incidental travel fee credits. You get a couple other credits as well this month, at least another $85 worth of Saks Merchandise + Uber credit, that would be a shame to forget about.

Avianca has a co-branded credit card issued by Banco Popular called the Avianca Vuela Visa that comes with 40,000 Avianca LifeMiles after your first purchase on the card and a $149 annual fee.

There are a lot of reasons to collect miles and points.

For free First Class flights and luxury hotel stays
To travel to more places than you could otherwise afford (like the arctic circle of Norway, pictured above)
To take your family on vacation
To visit home for the holidays
To earn big rewards for everyday spending

And the amazing thing is you don't need much money to achieve your goal.

Applying for business credit cards is a great way to earn more miles and points than you already do, but many people don’t apply for