Don’t Transfer Ultimate Rewards Points to Southwest – Do This Instead

Recently, Southwest suddenly, and with no notice, devalued their Rapid Rewards points by 6%. While not super drastic, it’s still a surprising move.

Chase Pay Yourself Back Extended, and Why You Would Use It

During the coronavirus pandemic, banks that issue travel rewards credit cards had to pivot and added bonus earnings in various spending categories, such as streaming services, groceries and home improvement stores, to make their products more compelling when travel was put on hold.

Since then, card issuers also have added more ways to redeem rewards and travel credits. One of the most noteworthy redemption options is Chase’s answer to Capital One’s Purchase Eraser—Pay Yourself Back.

Ink Plus Disappearing, So Get It Now or Lose 60,000 Points

Chase will launch a new business card, the Ink Business Preferred Card, some time in 2016 and stop accepting new applications for the Ink Plus Business Card at the same time. Here's a side-by-side look at the two offers:

Obviously when the Ink Business Preferred is released, I'll write about it, break down its offer further, and rank it among the very best credit card offers.

Chase Ink Plus Offering 70,000 Ultimate Rewards in Branch Only

Through May 15, 2016, the Chase Ink Plus is offering 70,000 Ultimate Rewards after spending $5,000 in the first three months--in branch only. That’s 10,000 points more than the business card is currently offering online.

Two Steps from Freedom to Flying (The Freedom Two Step)

The Chase Freedom earns 1% cash back on all purchases and 5% cash back on categories that rotate quarterly.

At least that's how it is marketed, but in fact, the card earns points that can be converted to cash back or can be converted, through a process I call the Freedom Two Step, to much more valuable airline miles and hotel points.

The basic idea is that while the Freedom's Ultimate Rewards do not transfer to airline and hotel partners, if you have a Sapphire Preferred or Ink Plus, you can transfer the points to those cards' accounts, and from

Earn 50k Ultimate Rewards for Referrals to Chase Ink Plus 60k Offer

If you are an existing Chase Ink Plus cardholder, you can refer friends via email, twitter, or facebook to the 60,000 point offer on the Ink Plus. You get 10,000 points per approved friend, up to 50,000 total Ultimate Rewards.

Start here and input your name, zip code, and last 4 digits of your Ink Plus.

Chase Ink Plus Split Testing $150 Annual Fee

The Chase Ink Plus, one of the best business cards on the market, has long offered new applicants no annual fee for the first 12 months, then a $95 annual fee.

Today I noticed two other offers on the Ink Plus being split tested by Chase (and there may be more.) By repeatedly going to the Ink Plus' page in a Chrome Incognito browser, I got three different offers.

They were:

$0 annual fee for first twelve months