While U.S. Bank is often overlooked as a credit card issuer, there are some U.S. Bank cards out there that offer stellar rewards in specific bonus categories. In particular, the U.S. Bank Altitude® Go Visa Signature® Card is one of the best cards on the market for people who spend a large portion of their budget on dining and who don’t want to pay an annual fee.

There are two basic types of credit card rewards users: those who want to earn passively without giving much thought to spending categories and those who want to juggle several credit cards to get the best rewards rate whenever they spend money. If you’re a member of the latter group, then you may want to consider adding the U.S. Bank Cash+® Visa Signature® Card to your wallet.

The U.S. Bank Visa® Platinum Card, while a solid option for some, doesn’t have much to offer overall. Its only notable benefit is cell phone insurance worth up to $600 per claim. 

Still, let’s look at the different features of the U.S. Bank Visa Platinum Card so you can decide for yourself whether this card would be a good addition to your wallet. 

ProsConsNo annual feeHigher credit requirementsCell phone insuranceNo rewardsNo welcome bonusCharges foreign transaction fee

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When it comes to choosing the right credit card for your small business, it’s important to choose a card that’s going to reward you in the categories that your business spends the most in. For instance, if gas station spending is your biggest business expense, then you want to make sure you get a business card that offers solid rewards at the gas pump. So, the fact that the U.S.