Why I Credit Card Fasted

There are numerous ways to accrue travel rewards fast, and many people will fall into more than one of these categories.

Daddy Warbucks Type A: You buy expensive flights and book expensive hotel rooms which earn exponentially more travel rewards than booking cheap flights and accommodation.
Daddy Warbucks Type B: You spend tons on credit cards organically, whether that be personal use, through your business, or both.
Manufactured Spender: You figure out ways to increase your spending for a fee that doesn't outweigh the value of the rewards you're earning.
Road Warrior: You travel for business, get to charge paid

Citi Prestige Cardholders Now Earn 5x on Dining & Air Travel

It's time to take that Citi Prestige Card you forgot about out of your sock drawer and put it back in your wallet. I'm sure there are quite a few of you who kept this card around for it's Fourth Hotel Night Free benefit, as those who pay to stay at hotels can save thousands of dollars from it every year that easily make up for the $450 annual fee. That benefit is being devalued later in the year, at which point you may want to reconsider whether keeping the card longterm is worth it.

What to Do With Leftover Points When Closing a Platinum Card

This week I helped my dad decide what to do with his Platinum Card from American Express.

Locking in the Business Platinum at $450 for 2019 (+ beginning of 2020)

The Business Platinum from American Express' benefits package will undergo some large changes come February of 2019, at the expense of an increased annual fee that will jump from $450 a year to $595 a year. For the extra $145, cardholders will get:

A year of complimentary Platinum Global Access at WeWork, a large co-working space chain with locations all over the world. Amex states that the value of this membership is $2,700.

Capital One Adds 12 Airline Transfer Partners

UPDATE 12/10/18: Capital One has officially added the ability to transfer Capital One miles earned by the Capital One®Venture® Rewards Credit Card, Capital One® Venture® Rewards Credit Card, and the Capital One® VentureOne® Rewards Card to 12 different airline partners like Flying Blue, Aeroplan, Etihad, and Avianca to redeem as airline miles, instead of just 1 cent a piece. This is great news for those who hold those cards and Capital One miles as it significantly increases their value and options.

Has 5/24 Been Extended to all Chase Cards?

It looks as though the Chase 5/24 rule has spread its umbrella to maximum reach. For a while now there were a handful of Chase cards that you could still get approved for despite having opened more than five credit cards in the last 24 months. These were the...

World of Hyatt Visa
British Airways Visa Signature Card
Iberia Visa Signature Card
IHG Rewards Club Premier Credit Card
Marriott Rewards Premier Plus Business Card

I didn't want to pull the trigger too early on this one... many bloggers already wrote about this news back in mid November.

What Credit Cards to Use for Black Friday & Cyber Monday

I hope you and yours had a fantastic Thanksgiving.

Our turkey from last year. This year my boyfriend decided to use the spatchcock method, meaning it didn't come out as picturesque (but very tasty!)

I ate way too much of both of the desserts in the cover photo and am paying the price now.

Turkey day is over and now we're all trying to decide how to spend money in order to save it.

Southwest Companion Pass Master Thread

Southwest is currently offering 60,000 point sign up bonuses on its three personal credit cards as well as its business credit card.

Get one personal card and the business card for a boatload of points and a Southwest Companion Pass good until the end of 2020.

You can leverage the offers for ~$3,750 in free flights in 2019 and 2020.
Briefly
You can get both a personal and business card at once, and after meeting their minimum spending requirements, you will have at least 125k Rapid Rewards post to your account (which is more than enough to earn

Deciding What to Do With an Arrival Plus Card One Year In

I opened a Barclaycard Arrival Plus Card a little over a year ago, which meant that I was recently faced with the decision everyone should consider a year into holding a card that charges an annual fee: Is is worth keeping another year?

Leaving annual fee cards open year on end without considering if they're worth it is a mistake that will suck all the value out of your rewards fast. Don't let that happen to you.

New Chase Rule: Only One Sapphire Bonus Per 48 Months

Update 9/3/18: MileValue's Chase Sapphire Preferred link leads to an application that still has the 24 month language as opposed to the new 48 month language which is on the public application.  

Yesterday Chase made it harder to get repeat bonuses on their Sapphire Reserve and Sapphire Preferred