The romance of travel can die quickly when you see your credit card statement. Few of us enjoy being charged to use our own money and when it comes to foreign transaction fees, it’s no different.

What might feel like just a few extra dollars in fees can quickly add up to a hefty end sum. For example, if you charge $2,000 to a credit card with a foreign transaction fee of 3%, that’s an extra $60.

A note from Sarah Page: Scott originally wrote this post about the Schwab Bank High Yield Investor Checking Account debit card in March of 2014. I am re-posting it now as a reminder to all of you who haven't jumped on this train yet. Summer travel season is coming up... if you don't have this debit card, get one now! I have saved hundred in fees over the years. Notes added on the original post by me are scattered throughout in bold.