A few years ago I opened the U.S. Airways MasterCard from Barclays. It was one of my first travel credit card applications. Scott had given me the advice to sign up for the U.S. Airways card as well as the Citi AAdvantage cards, as it was 2014 and the companies were on the brink of merging. If I signed up for and met the spending requirement on both, the accounts would merge and I would be flush with American Airlines miles in no time. So I did.

Then my U.S.