Accidents happen. Delays occur. Baggage gets lost. The more you travel, the more you're exposed to these kinds of risks. Conveniently, many of the travel credit cards you guys already carry offer protection against these kinds of risks.

If you're looking to open a new travel credit card, chances are travel protection benefits won't be your number one criteria on which you'll call judgement. But if you travel often and on expensive trips, then it should at least be a consideration.