Citi Cards’ Travel Protection Benefits Drop September 22

I originally wrote this post in 2017, as a part of series summarizing and comparing travel insurance offered by some of the most popular travel rewards cards. In light of big changes coming to Citi cards soon, I'm updating it. As of September 22, 2019, the Citi Prestige and ThankYou Premier cards will lose all of the travel protection benefits described in this post.

Travel Protection Benefits of Chase, Citi, & Amex Cards: Comparison Chart

Update 5/20/17: I added another table under the original benefits comparison table that outlines the terms of coverage for each card, depending on how a trip was paid and whether or not it's roundtrip/one-way. This is information I've gathered from each card's terms and conditions, not first hand experience, so if anyone has further first-hand info, please share in the comments. 

Accidents happen. Delays occur. Baggage gets lost. The more you travel, the more you’re exposed to these kinds of risks.