If you applied for a Chase Sapphire Reserve® card before May 21, 2017, have an Amex Platinum (opened anytime), or have a Citi Prestige (opened anytime), then pay attention. This is an important reminder to not forget to maximize the benefits of your premium card before the year ends.

Premium travel credit cards typically come with yearly statement credits that reimburse you for travel expenses (which are defined differently depending on the issuing bank--more on that below).