7 Best Cards for Authorized Users in 2024

Adding an authorized user to your credit card can be a win-win situation.

You’ll rack up points and earn welcome bonuses faster, while they’ll build their credit history, enjoy cardholder perks and pay a much-reduced annual fee (if any!).

Yet, just as choosing the right credit card for yourself can be challenging, so too can identifying the best card for you and an authorized user. Not every card offers the same benefits to the authorized user as it does the primary cardholder.

A Deepdive Into Citi ThankYou Points

The Citi ThankYou® Rewards program allows eligible bank or credit card customers to earn ThankYou Points, a flexible rewards currency, on purchases made with certain Citi credit cards. And, although the Chase Ultimate Rewards and American Express Membership Rewards programs both offer more cards that earn their respective currencies, the Citi ThankYou Points are still valuable and easy to earn. 

You can earn Citi ThankYou Points by opening new credit cards and earning sign-up bonuses, paying for everyday purchases with eligible credit cards and also by holding Citi checking accounts.

Best Ways to Earn and Redeem LifeMiles

LifeMiles is a frequent flyer program of Avianca, Colombia’s biggest and oldest airline. Avianca is one of the Star Alliance member airlines so when you earn or redeem LifeMiles, you have access to the biggest airline alliance in the world and its extensive networks. Theoretically, you can get anywhere in the world with LifeMiles. 

The program has lots of fans, but it’s not the easiest to use. Airlines don’t grant all of their partners the same access to award space, and LifeMiles’ website also leaves a lot to be desired.

Citi Premier® Card vs. Chase Sapphire Preferred® Card: Which Is A Better Card?

Adventurers who dabble in travel rewards face quite a selection of mid-range credit cards, and the process of choosing one can be overwhelming.

The Capital One Combo: One Of The Best Tools For Earning Miles

I’ve been a huge fan of card combinations that can really sweep you off your feet at the ability to rapidly earn tons of points without chasing a bonus. Combos like the Citi Premier® Card (Note from the editor: Citi Premier® Card is no longer available to new applicants) and the Citi® Double Cash Card, or the Chase Sapphire Reserve® and the Chase Freedom Unlimited®.

For the past few years, the Chase Sapphire Reserve® and Chase Freedom Unlimited® has been my absolute go to combo.

Best Credit Cards to Buy Flights

As awesome as using points and miles are to book flights, sometimes you have to pay cash for your flights. Whether you found a great deal on airfare, or there just isn’t award availability and you’re absolutely itching to take a trip, sometimes paying for flights just works better. When you’re looking to buy a flight, you should be using the best credit card to buy a flight.

Even when you are booking an award flight, there are inevitable taxes and fees that you just can’t avoid.

But that’s easier said than done.

6 Best Ways to Use Turkish Airlines Miles&Smiles

Similar to Disney’s “Big Hero 6” film, Turkish Miles&Smiles is easily one of the most underrated loyalty programs out there.

Best Ways to Book United Flights with Citi ThankYou Points

Citi ThankYou Points are almost an afterthought for many points and miles collectors. However, if you are ignoring ThankYou Points, you are doing yourself a disservice.

Citi ThankYou Adds AA AAdvantage as a Limited Time Transfer Partner

In a little bit of a shocking move, Citi has announced a new limited time ThankYou Points transfer partner - American AAdvantage.

Starting July 18, 2021 and running through November 13, 2021, if you have either the Citi Premier Card (Note from the editor: Citi Premier® Card is no longer available to new applicants) or the Citi Prestige Card, you can transfer ThankYou Points 1:1 to American AAdvantage miles. If you have the Citi Preferred or the Citi Rewards+ cards, you can transfer the points 2:1.

The Citi Card Trifecta: How to Earn 2X to 5X Citi ThankYou Points on Every Purchase

Citi ThankYou® Rewards credit cards don’t get as much coverage as American Express and Chase cards, and there’s absolutely no justification for such poor treatment. In fact, Citi offers enough products to be a strong competitor with both Chase and Amex.

Citi’s unique transfer partners, such as Turkish Airlines Miles&Smiles and Qatar Privilege Club, are why it’s worth taking a look at Citi ThankYou Rewards.