Devaluation of IHG Card Annual Free Night Benefit

Update: Chase is now responding to people complaining on Twitter that IHG credit card accounts opened from January 1, 2018 through April 5, 2018 (that's tomorrow) will be able to use their Free Night Certificate once with the old terms (meaning at ANY IHG property, not capped at a 40k point property).

Turn 83k Marriott Points Into 25k+ Of Almost Any Mile

When you're shut out from the majority of Chase cards, you loose access to tons of rewards and reward earning opportunities due to what everyone calls the Chase 5/24 rule. If you've opened more than five credit cards from any bank (with the exception of most business cards) in the last 24 months, then Chase will deny you for almost all of their cards (with the exception of these).

Chase Ink Plus Offering 70,000 Ultimate Rewards in Branch Only

Through May 15, 2016, the Chase Ink Plus is offering 70,000 Ultimate Rewards after spending $5,000 in the first three months--in branch only. That’s 10,000 points more than the business card is currently offering online.

News of the Year: Chase Fights Churners with Strict New Limits for Credit Card Approvals

Chase already automatically denies applications for Chase-branded personal cards (ie Sapphire Preferred, Freedom, Slate) if you have opened five new credit cards of any type from any bank in the last 24 months.

Soon, Chase will automatically deny applications for all Chase-issued credit cards (ie United Explorer, British Airways, Ink Plus) if you have opened five new credit cards of any type from any bank in the last 24 months.

Doctor of Credit says:

Currently, once past 5/24, [Scott: five credit cards opened in 24 months] you can not get Freedom, Sapphire, or Slate.

Chase Ultimate Rewards Transfers to Korean SkyPass Miles Back On Again

As of 8 PM ET on August 27, transfers from Ultimate Rewards to Korean are back.

Transfers from Chase Ultimate Rewards to Korean Air SkyPass miles are "temporarily unavailable" according to Chase's website.

The transfers were also temporarily unavailable from November 2014 until January 2015. In that instance, Chase communicated that the problem was temporary and Korean signaled transfers would return in January, which they eventually did.

I've reached out to Chase to see if we can get a timeline on just how temporary this problem will be.

News of the Year? Chase Fights Churners with Denials

Chase is now denying applications for the Sapphire Preferred, Slate, and Freedom if you have five or more new credit card accounts total from any banks in the last two years.

This change does not affect your ability to be approved for other Chase personal cards that are co-branded with banks and hotels like the United, Marriott, Southwest, or British Airways cards or any Chase business cards.

What do we know about Chase's new churning rules?
How do we know it?
What's the new best strategy to open Chase cards?

Starting last month, Chase began to deny applications for its

Top Four Business Cards for 2015

Many people can get a small business credit card. Opening small business cards roughly doubles the number of amazing miles and points cards available to you.

Every small business credit card I've gotten I opened by putting my social security number as the tax ID, and by saying that my business is a sole proprietorship.

Chase Ink Plus Split Testing $150 Annual Fee

The Chase Ink Plus, one of the best business cards on the market, has long offered new applicants no annual fee for the first 12 months, then a $95 annual fee.

Today I noticed two other offers on the Ink Plus being split tested by Chase (and there may be more.) By repeatedly going to the Ink Plus' page in a Chrome Incognito browser, I got three different offers.

They were:

$0 annual fee for first twelve months

Nuggets 7/20/12

I'm busy preparing for the first ever live MileValue.com seminar in Honolulu that starts in 10 hours, so I'll summarize a few interesting nuggets you may have missed.

We all get jealous when we hear that other people have been targeted for better sign up bonuses than the best publicly available credit card offers. Thepointsguy has a way to check whether you've been targeted for any Chase offers lately.