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Sapphire Reserve's 100k In-Branch Bonus Ending SOON

March 7, 2017
|In Chase, Sapphire Reserve, Sign Up Bonus
|By Sarah Page Maxwell

MileValue is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Note: Some of the offers mentioned below may have changed or are no longer be available. You can view current offers here.


The current sign up bonus that comes with the Chase Sapphire Reserve® Card when you apply online is 50,000 Ultimate Rewards after spending $4,000 on the card within three months of opening it.

If you apply in a Chase branch, you can still get the previous 100,000 Ultimate Rewards bonus for meeting the same minimum spending requirement of $4k in three months that was yanked from the online application in January. This in-branch offer will only last through March 11, 2017. That leaves you just a few more days to plan that trip to your nearest branch if you want an extra 50k Ultimate Rewards.

Here’s the online locator to find the closest branch to you.

The Sapphire Reserve was far and away the best travel credit card offer of 2016…

Quick Facts

  • Sign Up Bonus: 50,000 Ultimate Rewards after $4,000 in spending in the first three months (100k Ultimate Rewards after spending $4k if you apply in a Chase branch)
  • Statement Credits: First $300 in travel purchases each calendar year are offset (can get $600 in travel statement credits before second annual fee is due); $100 Global Entry or $85 TSA Precheck Credit
  • Category Bonuses: 3x on travel and restaurants
  • Value of Ultimate Rewards: Worth 1.5 cents toward the purchase of any airfare or may other travel purchase OR can be transferred to seven airlines and four hotels for higher value
  • Lounge Access: Priority Pass Select Membership means free access to 900+ airport lounges worldwide
  • Global Acceptance: Visa, chip technology, and no foreign transaction fees
  • Annual Fee: $450
  • Eligibility: Subject to Chase 5/24 Rule*

Read our full review of the Sapphire Reserve to learn complete details, and the best use of the 104,000 Ultimate Rewards you’ll earn from the soon to be expired offer’s bonus.

*Even if you are over 5/24, it may be worth going into a Chase branch to check if you’re pre-approved for the Sapphire Reserve. Pre-approvals are known to bypass the 5/24 rule.

Bottom Line

Apply now at a Chase branch if you are considering the Sapphire Reserve. We value Ultimate Rewards at 2 cents each when transferred to airline partners, making the current sign up bonus worth roughly $2,000. Come March 12, the in-branch offer will drop to the same amount as the online application, 50k Ultimate Rewards for spending $4k.

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Chase Sapphire Reserve
Chase Sapphire Preferred

Chase Sapphire Preferred® Card

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

Just getting started in the world of points and miles? The Chase Sapphire Preferred is the best card for you to start with.

With a bonus of 60,000 points after $4,000 spend in the first 3 months, 5x points on travel booked through the Chase Travel Portal and 3x points on restaurants, streaming services, and online groceries (excluding Target, Walmart, and wholesale clubs), this card truly cannot be beat for getting started!

Learn More


Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are the author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.

The comments section below is not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all questions are answered.

13 Comments
Buzz W
January 4, 2017

I got 5/24ed about a month ago.

Would a phone call and fantastic credit help?

Reply
Sarah Page Maxwell
January 4, 2017

It could… I’m not sure. I usually advise people to wait out their applications if they get a pending response, but if this isn’t your first rodeo, you could give it a shot. Chase reps are known for being aggressive on the recon calls so have some good answers prepped for their likely questions.

Do you have an existing relationship with Chase? If you do and live near a branch, go in and see if you’re pre-approved.

Reply
Buzz W
March 7, 2017

I went in my local branch and got approved instantly. The guy at the bank said 5/24 isn’t a hard rule but more of a “guideline.”

Reply
HeavenlyJane
March 7, 2017

Same thing happened to me. I have >20 CC pulls in the past 24 months but I approached a banker at the branch. He submitted my application and it was approved instantly.

He also said that the 100K offer never goes away in the branch. It’s an unintentional secret. He said they reward people who give them an opportunity to discuss other products at the same time.

It might have helped me that my refinanced mortgage was just sold to Chase, at my request.

Reply
Sarah Page Maxwell
March 8, 2017

That’s the first I’ve heard of a permanent 100k offer in-branch. Let’s hope that’s true!

Best Credit Card Ever? 100,000 Point Chase Sapphire Reserve | MileValue
January 8, 2017

[…] Sapphire Reserve’s 100k Bonus Drops to 50k on January 12 […]

Reply
Chase Sapphire Reserve Offers Free Unlimited Guest Access to Airport Lounges | MileValue
January 9, 2017

[…] Sapphire Reserve’s 100k Bonus Drops to 50k on January 12 […]

Reply
Susan
March 7, 2017

I went to the branch and they told me it was 50k points for the sapphire reserve… has anyone been successful for the 100k this month?

Reply
Sarah Page Maxwell
March 7, 2017

Out of curiosity, where do you live?

Reply
Susan
March 7, 2017

New York city

Reply
Buzz W
March 7, 2017

I was successful with the 100k two weeks ago in the branch. I live in San Diego.

Reply
carol
March 8, 2017

Husband just turned down, in branch, despite banker trying very hard with the reconsideration line. 50+ yrs with Chase as primary bank, 830 credit score, more than $150,000 in Chase deposit accts, 5 cards opened in 24 months, never “churned”a card. 2% credit utilisation, 6 figure income. So much for customer being very very loyal to a bank….you are nothing to them!

Reply
Jo
March 10, 2017

I got my first card turn down ever as well. I went in branch a few weeks ago for 100,000 sign up. I was barely not going to make the cut off of being under 5/24 so I took a shot. The last card I got was last May. Oh well. Targeted Amex offer followed. SCORE!

Reply

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