The current sign up bonus that comes with the Chase Sapphire Reserve Card when you apply online is 50,000 Ultimate Rewards after spending $4,000 on the card within three months of opening it.
If you apply in a Chase branch, you can still get the previous 100,000 Ultimate Rewards bonus for meeting the same minimum spending requirement of $4k in three months that was yanked from the online application in January. This in-branch offer will only last through March 11, 2017. That leaves you just a few more days to plan that trip to your nearest branch if you want an extra 50k Ultimate Rewards.
Here’s the online locator to find the closest branch to you.
The Sapphire Reserve was far and away the best travel credit card offer of 2016…
Quick Facts
- Sign Up Bonus: 50,000 Ultimate Rewards after $4,000 in spending in the first three months (100k Ultimate Rewards after spending $4k if you apply in a Chase branch)
- Statement Credits: First $300 in travel purchases each calendar year are offset (can get $600 in travel statement credits before second annual fee is due); $100 Global Entry or $85 TSA Precheck Credit
- Category Bonuses: 3x on travel and restaurants
- Value of Ultimate Rewards: Worth 1.5 cents toward the purchase of any airfare or may other travel purchase OR can be transferred to seven airlines and four hotels for higher value
- Lounge Access: Priority Pass Select Membership means free access to 900+ airport lounges worldwide
- Global Acceptance: Visa, chip technology, and no foreign transaction fees
- Annual Fee: $450
- Eligibility: Subject to Chase 5/24 Rule*
Read our full review of the Sapphire Reserve to learn complete details, and the best use of the 104,000 Ultimate Rewards you’ll earn from the soon to be expired offer’s bonus.
*Even if you are over 5/24, it may be worth going into a Chase branch to check if you’re pre-approved for the Sapphire Reserve. Pre-approvals are known to bypass the 5/24 rule.
Bottom Line
Apply now at a Chase branch if you are considering the Sapphire Reserve. We value Ultimate Rewards at 2 cents each when transferred to airline partners, making the current sign up bonus worth roughly $2,000. Come March 12, the in-branch offer will drop to the same amount as the online application, 50k Ultimate Rewards for spending $4k.
The comments section below is not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all questions are answered.
I got 5/24ed about a month ago.
Would a phone call and fantastic credit help?
It could… I’m not sure. I usually advise people to wait out their applications if they get a pending response, but if this isn’t your first rodeo, you could give it a shot. Chase reps are known for being aggressive on the recon calls so have some good answers prepped for their likely questions.
Do you have an existing relationship with Chase? If you do and live near a branch, go in and see if you’re pre-approved.
I went in my local branch and got approved instantly. The guy at the bank said 5/24 isn’t a hard rule but more of a “guideline.”
Same thing happened to me. I have >20 CC pulls in the past 24 months but I approached a banker at the branch. He submitted my application and it was approved instantly.
He also said that the 100K offer never goes away in the branch. It’s an unintentional secret. He said they reward people who give them an opportunity to discuss other products at the same time.
It might have helped me that my refinanced mortgage was just sold to Chase, at my request.
That’s the first I’ve heard of a permanent 100k offer in-branch. Let’s hope that’s true!
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I went to the branch and they told me it was 50k points for the sapphire reserve… has anyone been successful for the 100k this month?
Out of curiosity, where do you live?
New York city
I was successful with the 100k two weeks ago in the branch. I live in San Diego.
Husband just turned down, in branch, despite banker trying very hard with the reconsideration line. 50+ yrs with Chase as primary bank, 830 credit score, more than $150,000 in Chase deposit accts, 5 cards opened in 24 months, never “churned”a card. 2% credit utilisation, 6 figure income. So much for customer being very very loyal to a bank….you are nothing to them!
I got my first card turn down ever as well. I went in branch a few weeks ago for 100,000 sign up. I was barely not going to make the cut off of being under 5/24 so I took a shot. The last card I got was last May. Oh well. Targeted Amex offer followed. SCORE!