The Citi Prestige® Card comes with 40,000 bonus ThankYou Points after $4,000 in purchases made with your card in the first 3 months the account is open.

My review of the Citi Prestige Card explains its many benefits like $250 in airfare or airline fee credits per calendar year, access to the Priority Pass lounges, the fourth night free on hotel stays, and 3x points per dollar on air travel and hotels.

Last month I mentioned that the $250 Air Travel Credit, which is supposed to offset airfare and airline fees, resets whenever your December statement closes. Mine closed on December 3, so I had almost all of last month to spend my $250 credit for 2016, and I did just that., booking AirAsia flights, an Avianca award, and a Jetstar flight.

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My January 2016 statement closed, and I had earned the entire $250 credit. (If I had spent less than $250 on airfare and airline fees, I would have earned the amount I spent on airfare and airline fees.)Screen Shot 2016-01-08 at 4.14.50 PM

That means, in addition to the bonus points from opening the card and lounge access I’ve enjoyed in the last nine months, I have also profited $50. I got the card in April 2015, and I paid a $450 annual fee on my first statement. In the first month I had the card, I earned my 2015 Air Travel Credit, and I just earned my 2016 Air Travel Credit. That’s $500 in credits for $450 in annual fee.

That is why I think everyone should get the Citi Prestige® Card. If you got the card today, you could get a $250 Air Travel Credit in 2016 and another in 2017. That more than offsets the annual fee, and you also get 40,000 bonus points, 3x points on hotels and airfare, the fourth night free on hotel stays, and amazing airport lounge access for you and guests.

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