How to Combine Citi ThankYou Points Into One Account

22
6195

Yesterday I shared how you can get both the Citi Prestige® Card and Citi ThankYou® Premier Card, get both their 40,000 point sign up bonuses after spending $4,000 in the first three months, and have 88,000+ ThankYou Points.

If you do that, the points you earn will not automatically be combined into one account, but you want to combine them. Specifically you want to combine them into your Prestige account because, while both cards can transfer points to the same airline partners, the Prestige’s points are worth more when using ThankYou Points like cash to purchase any flight, any time, on any airline.

(See the two ways to redeem ThankYou Points for more info on transfers to miles vs. using them like cash.)

  • The Premier’s points are worth 1.25 cents each toward any flight.
  • The Prestige’s points are worth 1.33 cents toward any flight.

So how do you combine ThankYou Points into one account?

  • on thankyou.com
  • if that fails, by phone

On thankyou.com

Sign into thankyou.com. Click Combine ThankYou Accounts under My Account.

Screen Shot 2015-04-17 at 6.28.51 PM

Click “Add a Citi Account.”

Screen Shot 2015-04-17 at 6.28.45 PM

At this point, I tried to type in my credit card number.Screen Shot 2015-04-17 at 6.29.28 PM But I got an error.Screen Shot 2015-04-17 at 6.37.10 PM

I called in to combine my accounts, which was very quick.

By Phone

I called the number on the back of my Prestige and said I wanted to combine all my ThankYou Points into that account.

The agent had to first match up all the account details on both accounts. I think one was missing a phone number, which is probably why my online attempt failed.

Then she let me know that combining the ThankYou accounts was irreversible and that if I cancelled a card, I’d have 60 days to redeem points earned on that card before they expired.

I’m not sure how that would work in practice, which points would be attributed to each card if I cancelled one. But since ThankYou Points can transfer to airline miles, I don’t think I’ll ever have trouble redeeming my points by transferring them to miles if I cancel a card.

After a few minutes on the phone, my accounts were combined into one. I got a confirmation email.

Screen Shot 2015-04-17 at 6.46.43 PM

Then I went to thankyou.com to see the improvement.

Why to Combine Points

Before combining points, I searched for a roundtrip from Los Angeles to New York on thankyou.com in my Premier account to illustrate the effect of a combination. Roundtrip flights were about $470 on the days I searched, and that equated to 37,545 to 37,600 points on all airlines–a valuation of 1.25 cents per point.

Screen Shot 2015-04-17 at 6.28.11 PM

Then after combining my points, I re-ran the same search. The price in cash was the exact same, but the points prices dropped to 35,339 with JetBlue. That’s a savings of more than 2,000 points on one roundtrip just by combining my accounts.

Those points prices represent a valuation of 1.33 cents for flights when redeeming points from the Citi Prestige® Card.

My Premier points that had been worth 1.25 cents each when used like cash were now worth 1.33, a 7% increase in value when booking flights.

If you’ll ever use your ThankYou Points like cash to book a flight and you have a Citi Prestige, you want to combine all your ThankYou Points into that account. Even if you only plan to use your ThankYou Points to transfer them to airline miles, it’s still convenient to be down to one ThankYou account.

Bottom Line

If your information on your credit card accounts matches perfectly, you can quickly combine them on thankyou.com. Otherwise call the number on the back of your Prestige. You’ll quickly raise the value of your ThankYou Points earned on other cards.

Citi Prestige® Card with 40,000 bonus ThankYou Points after $4,000 in purchases made with your card in the first 3 months the account is open

My review of the Citi Prestige Card which explains its many benefits like $250 in airfare or airline fee credits per calendar year, access to Priority Pass lounges, 3x points per dollar on air travel and hotels, and a $450 annual fee.

Application Link: Citi Prestige® Card


Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.

The comments section below is not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all questions are answered.

If you liked this post, sign up to receive one free daily email every morning with all of the day’s posts! You can also follow MileValue on Twitter and Facebook.

22 COMMENTS

    • ANYONE CAN share ThankYou points, but the receiver needs to use them in 90 days “Points Sharing is a ThankYou® Rewards feature that allows you to give your qualifying ThankYou points to another ThankYou Member by sharing points from your ThankYou Member Account to the recipient’s ThankYou Member Account. Points Sharing provides a flexible way to use your points. Shared points received are valid 90 days from the date received.” –> https://www.thankyou.com/helpTopic.jspx?itemId=10005#10030

  1. […] Sometimes holding one card makes the points on another more valuable. Holding the Sapphire Preferred or Ink Plus turns the Freedom’s rewards from pennies into United miles. Holding the Citi Prestige® Card makes the ThankYou Points earned on the Citi ThankYou® Premier Card worth 1.6 cents each toward American Airlines flights instead of 1.25 cents each. […]

LEAVE A REPLY

Please enter your comment!
Please enter your name here

This site uses Akismet to reduce spam. Learn how your comment data is processed.