US Airways and American Airlines have merged since the publication of this post so it is no longer valid.

This card offer has expired. Click here for the top current credit card sign up bonuses.

The US Airways® Premier World MasterCard® with 40,000 bonus miles after first purchase and paying $89 annual fee

  • Earn 40,000 bonus miles after your first purchase and payment of the $89 annual fee*
  • First checked bag FREE on eligible bags for you and up to four companions on domestic US Airways operated flights
  • One companion certificate good for up to 2 guests to travel with you on a US Airways operated flight at $99 each, plus taxes and fees
  • Priority boarding Zone 2 on US Airways operated flights
  • Redeem miles for award travel on US Airways and American Airlines booked through usairways.com or US Airways Reservations
  • Earn miles on every purchase with 2 miles for every $1 you spend on US Airways purchases and 1 mile for every $1 on purchases everywhere else
  • Please see terms and conditions for complete details

Application Link: The US Airways® Premier World MasterCard®

It’s no secret that the Barclay’s US Airways MasterCard is churnable. Many people have reported getting the card over and over and getting the bonus over and over.

But I’ll still write this post about my experience because when I got started with miles I would read certain things in tiny snippets–the Barclay’s US Airways MasterCard is churnable–but I would not know the exact steps to exploit the knowledge because I couldn’t find all the details in one spot.

Here’s my experience with Barclay’s US Airways MasterCard. It finally made it into an app-o-rama of mine last November. I was approved for the card, and after the first spend, I got 40,000 bonus US Airways miles.

I spent about $70 on the card, $35 of which was taxes on a US Airways award to earn double miles on US Airways purchases. That card has resided in my drawer almost since I got it–it’s not a rewarding card to put every day spending on.

I have all my applications 91 days apart. I didn’t add a US Airways MasterCard to my March apps, but I did apply again in June. I applied for the exact same card offer that gives 40k US Airways Miles after the first purchase while my first card was still open.

I was declined for my second card. When I called Barclay’s reconsideration number at 866-369-1283, the agent was very friendly. He asked some questions from the application about my income, and he asked why I wanted an identical card to one I already had.

I gave truthful answers to his questions about income. And I gave a truthful answer to his question about why I wanted two cards that mentioned neither the sign up bonuses nor using it for a business.

I simply said: “I need the second card to track a separate category of expenses easily.”

Mentioning the sign up bonus would set off an alarm bell that he should not approve me. Mentioning using the card for business expenses would have caused him to pitch me on the business version of the US Airways card, which has a lower sign up bonus.

The agent put me on hold and came back with bad news: “I’m sorry, I can’t approve you for any more credit than we’ve already given you. I’m very sorry since you’re a good customer who has never missed a payment, and we appreciate your business.”

This would have been the worst time to give up! All I had to do was speak one sentence to get 40k more US Airways miles, which I value at $780.

“I’d be happy to move half my credit line from my other card to this new card; I don’t need any more credit from Barclay’s.”

He was happy to comply with my suggestion. He opened the new account right on the phone, and now I had two accounts with a total credit line equal to the previous credit line of my one account.

The card arrived in the mail in a few days. I made a few purchases, and 40,000 more Dividend Miles posted in Award Wallet when my first statement closed:

As I’ve mentioned, 55,000 miles happens to be enough to fly roundtrip on fully flat beds to Europe during February on US Airways planes, so I’m pretty excited.

Now I have two cards, which are actually not quite identical. The first says Premier World in the top right and WORLD above the MasterCard logo in the bottom right. The second says Platinum in the top right, and doesn’t say WORLD anywhere.

When I noticed this, I was afraid I had been approved for a slightly different card with an inferior sign up bonus. In some cards’ terms and conditions, it says that the bank can approve you for a different card if you don’t qualify for the one you are applying for. The secondary card usually has an inferior bonus.

Of course, I didn’t read the US Airways MasterCard’s terms and conditions when applying, so I wasn’t sure if that’s what had happened. In the end, I was given the 40k sign up bonus I expected, though, so I’m not sure why the two cards are labeled slightly differently.

80k to 110k

The title says 110k US Airways Miles, and applying for this card every six months is only 80k. The other 30k comes from a targeted bonus that seems to be sent to every US Airways cardholder a few months after getting the card.

The offer as received by Mile Nerd, Mommy Points, and me on my first card is that if you spend $1,250 per month for the three months after getting the card, you get a bonus 15,000 US Airways miles. This offer is mailed or emailed a few months after opening the card.

Conceptually this offer is exactly like a sign up bonus with a minimum spend requirement without a new hard inquiry on your credit report. Treating it that way, we see that the 15k bonus offer has an absolute value of $292.50 (15,000 * 1.95 cpm). The rebate percentage is 7.8% ($292.50 / $3,750).

Certainly those are low compared to sign up bonuses–7.8% is a lower rebate percentage than using your Ink Bold at Office Depot–so I would not go after the bonus miles if I could more profitably be clearing new sign up bonuses. But if you are already clearing all the sign up bonuses you can, this is a nice way to get free miles.

I did not attempt to earn the bonus miles on the first card I got because I was earning more miles clearing other sign up bonuses. I may try to earn the 15k on my second card.

110k miles happens to be the exact amount of an award I booked today with US Airways miles for an open jaw business class award from Boston to Cape Town and returning Johannesburg to Boston in South African Airways business class and United and US Airways domestic first class.

Flat beds on this route for opening a couple of cards? No brainer.

Recap

You absolutely can get the US Airways MasterCard more than once without closing the first card. I got my two cards six months apart, and I plan to apply every six months. (People have gotten multiple cards with less time between them.)

You will probably have to call the reconsideration line after being denied, and you may have to offer to move your credit lines around to get the new card approved.

You’ll probably be given a chance to increase the 40k haul to 55k per card by spending $3,750 on the card over three months. If you have met all your sign up bonus spending requirements for other cards, you should attempt to clear this bonus. Otherwise, you may find you can earn more miles by spending the $3,750 on another card.

US Airways Premier World MasterCard with 30,000 US Airways miles after first purchase

Earn up to 40,000 bonus miles on qualifying transactions
• EXCLUSIVE: Redeem flights for 5,000 fewer miles
• Zone 2 boarding on every flight
• Enjoy 2 miles per $1 spent on US Airways purchases
• Earn 1 mile per $1 spent everywhere else
• Annual companion certificate good for round-trip travel for up to 2 companions at $99 each, plus taxes and fees
• First Class check-in
• Please see terms and conditions for complete details

Application Link: Barclay’s US Airways Premier World MasterCard

 

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