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Note: Some of the offers mentioned below may have changed or are no longer be available. You can view current offers here.

Update 6/29/2016: These increased sign-up bonuses end TOMORROW, June 30, 2016! You have two days left to take advantage! 

The United MileagePlus Explorer Card is currently offering a limited time sign-up bonus offer targeted to United MileagePlus account holders:

  • 70k bonus miles after spending $3,000 in your first three months as a cardmember + 5k miles for adding an authorized user + $50 statement credit after first purchase (annual $95 not waived first year). You’ll also earn at least 3k miles from 1x spending to unlock the sign-up bonus, so that’s at least 78k miles.

There is also a limited time offer on United’s website (if you’re signed in to your MileagePlus account):

  • 50k bonus miles after spending $3,000 in your first three months as a cardmember + 5k miles for adding an authorized user. Annual $95 fee not waived first year. You’ll also earn at least 3k miles from 1x spending to unlock the sign-up bonus, so that’s at least 58k miles.

This is the normal offer through Chase’s website:

  • 30,000 miles after spending $1,000 within three months of opening the account + 5,000 miles for adding an authorized user + 1k miles from 1x spending to unlock the sign-up bonus  = at least 36k miles

How to Check if You’re Targeted for 70k

  1. Log in to your United MileagePlus account on’s homepage.
  2. Click this link.

Card Benefits

  • Either a 30k, 50k, or 70k mile sign-up bonus
  • 5k mile bonus for adding an authorized user**
  • 10k mile bonus when you spend $25,000 in net purchases each year
  • Earn 2 miles per dollar spent on tickets purchased from United
  • Earn 1 mile per dollar spent on all other purchases
  • $50 statement credit after first purchase (only being seen as a benefit with the 70k targeted offer)
  • Free first checked bag for cardmember and one companion on United flights purchased with Explorer Card
  • Priority boarding
  • No fees on foreign transactions
  • EMV chip provides more security and global acceptance
  • 2 United Club passes per year
  • Annual fee is $95 for the 70k targeted offer, as well as the 50k offer on United’s website– it is not waived the first year of card membership. For the public offer through Chase’s website, the annual fee is waived the first year and is $95 thereafter.
  • Cardholders get more United award space than non-cardholders

**Add an authorized user to the account during the application for an easy 5k mile bonus– this applies to all offers, targeted and public. The extra card will be sent to you, so you can always decide not to give it to the authorized user. The authorized user will not be precluded from opening his own account with a 50k mile bonus later. You will receive the 5k miles after one purchase is made on the authorized user’s card.

Data Points of Targeted Offers

When I sign in to my United MileagePlus account, I see a sign-up bonus offer of 50k miles after spending $3,000 within three months of opening the account (+5k after adding an authorized user):

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Multiple Doctor of Credit readers have reported receiving a 70k mile offer (like this one posted by reader Red) for spending $3,000 within three months of opening the account (+5k after adding an authorized user):


Why Collect United Miles

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Star Alliance Members

As I explained in the Basics of United MileagePlus, United is one of my favorite mileage programs because:

  • United miles can book flights on all 27 Star Alliance members, the biggest alliance with the best award space worldwide.
  • United doesn’t collect fuel surcharges.
  • United has great prices on economy awards and reasonable prices on awards in its own fully flat bed BusinessFirst and Global First products that I’ve flown many times and found very comfortable each time.

However, do not collect United miles to use in luxurious First Class on its partners’ flights. Since United introduced a separate, higher-priced award chart for premium cabin awards on its partners, these flights are a terrible deal.

Chase Matches

Chase is the best about matching people who have applied for and been approved for inferior offers to the best available offer. You can always send a Secure Message through to ask to be matched to a better offer on a card you have. In my experience, Chase will only match you if you were approved within 90 days of your Secure Message. Your experiences may vary. Share them in the comments.

Doctor of Credit reported that people who applied with lower sign-up offers within the last 90 days and are now targeted for the 70k offer have had success matching by sending screenshots of the higher offer to Chase.


You can only get the bonus on the same Chase card once every 24 months. This 24 month clock starts when you got the last bonus (which may be several months after you got the card). Read more about issuing bank rules for approvals and new bonuses here.

The Chase 5/24 rule (that your application will be denied if you’ve opened five credit cards from any institution within the last 24 months) applies to the official public offer for the United MileagePlus Explorer Card, and I think it might also apply to targeted offers– see comment below this post. Let us know in the comments if you have any experience with the 5/24 rule in regards to these targeted offers.

Bottom Line

Check to see if you’re targeted for one of these inflated sign-up bonus offers for the United MileagePlus Explorer Card by signing into your MileagePlus Account on and then clicking this link. You could earn up to 78,000 United miles for spending $3,000 within three months of the account opening and adding an authorized user.

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

Just getting started in the world of points and miles? The Chase Sapphire Preferred is the best card for you to start with.

With a bonus of 60,000 points after $4,000 spend in the first 3 months, 5x points on travel booked through the Chase Travel Portal and 3x points on restaurants, streaming services, and online groceries (excluding Target, Walmart, and wholesale clubs), this card truly cannot be beat for getting started!

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