The World of Hyatt Credit Card
Earn 2 Free Nights
after you spend $4,000 on purchases in the first 3 months from account opening. Plus, earn 25,000 Bonus Points after you spend $12,000 on purchases in the first 6 months from account opening.
Quick Summary
This card earns 9 points per $1 spent at Hyatt (4X bonus points from the card, and 5X base points for being a World of Hyatt Member), 2 points per $1 on dining and airfare purchased directly with airlines, 2 points per $1 spent on gym and health club memberships, and 1 point per $1 on everything else.
How to Earn Rewards
9x
Up to 9 bonus points per $1 spent with Hyatt. Earn 4X bonus points from the card and 5 base points as a World of Hyatt member.
2x
Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airline, local transit and commuting as well as fitness club and gym memberships.
1x
Earn 1 Bonus Point per $1 on everything else, 2X in the first 6 months up to the first $15,000 spent.
Annual Fee
$95
Benefits
Receive World of Hyatt Discoverist status for as long as your account is open.
Receive one free night at any Category 1–4 Hyatt hotel or resort every year after your cardmember anniversary.
Earn an extra free night at any Category 1–4 Hyatt hotel or resort if you spend $15,000 during calendar year.
Earn 2 additional qualifying night credits every time you spend $5,000 on your card.
Compared to Other Cards
The World of Hyatt Credit Card
Welcome Bonus:
Earn 2 Free Nights
after you spend $4,000 on purchases in the first 3 months from account opening. Plus, earn 25,000 Bonus Points after you spend $12,000 on purchases in the first 6 months from account opening.
Annual Fee:
$95
Hilton Honors American Express Surpass® Card
Welcome Bonus:
Earn 130,000 Hilton Honors Bonus Points
after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in your first 6 months of Card Membership. Offer Ends 8/13/2025.
Annual Fee:
Terms Apply. | Rates & Fees.
Marriott Bonvoy Brilliant® American Express® Card
Welcome Bonus:
Earn up to 150,000 Marriott Bonvoy® bonus points
Earn 100,000 points after you spend $6,000 and an extra 50,000 points after you spend an additional $2,000 in purchases on the Card within your first 6 months of Card Membership.
Annual Fee:
$650Terms Apply. | Rates & Fees.
Our Take
There is a lot to be excited about with the World of Hyatt Credit Card, starting with bonus. You could get this card and use the two free nights offer to book 2 free nights at the world-renowned Park Hyatt Tokyo in Japan. Bonus: have someone else do the same thing to cover an entire 4 night stay there. Rooms typically go for $600+ per night.
The annual free night perk also makes this card worth keeping long term for many travelers, though the category 1-4 restriction is less than ideal.
You’ll get better spending rewards on one of the Chase Sapphire products (particularly because Chase Ultimate Rewards transfer 1:1 to Hyatt) but this card is still a good grab for the bonus and ongoing perks.